3 Oxford Ter, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 3 Oxford Ter, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,144 sqft · built 1900
Lot Size	0.07 acres (3,036 sqft)
Owner	Individual Name on File
Last Sale	$674,900 (Sep 2022)
Tax Bill	$7,497 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0002 B:079B L` `163`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	4,404 sqft
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,036 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	163
Street Address	3 OXFORD TER
City	BEVERLY
State	MA
Zip	01915-5016
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMD
Legal Block	79B
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3015
Census Tract	217402

Owner

3 Oxford Ter, a duplex, is owned and occupied by an individual who bought it in September 2022.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 OXFORD TER, BEVERLY, MA 01915-5016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Quit Claim Deed, Transfer · FHA Mortgage US BANK NA
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Document Number	20221
Deed Book / Page	41179 / 565
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Sep 9, 2022
Property Address	3 OXFORD TER, BEVERLY, MA 01915-5016
Document Number	041179-565
Book / Page	41179 / 565
Instrument Date	Sep 9, 2022
Instrument	221
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OXFORD TER, BEVERLY, MA 01915-5016

Mortgage

Document Number	0000000222
Date	Sep 9, 2022
Instrument	222

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	May 27, 2020
Property Address	3 OXFORD TER, BEVERLY, MA 01915-5016
Document Number	38550-582
Book / Page	038550 / 000582
Instrument Date	May 27, 2020
Instrument	27002280
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OXFORD TER BEVERLY MA 019155016, BEVERLY, MA 01915-5016

Tax Assessment & Valuation

The 2025 property tax bill for 3 Oxford Ter was $7,497, down 2.1% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,497.00 (-2.14%)	$682,200 (-) Land $380,700 Building $301,500	$750,611
2024	$7,661.00 (+2.43%)	$682,200 (+2.71%) Land $380,700 Building $301,500
2023	$7,479.00	$664,200 Land $366,100 Building $298,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Oxford Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	116 units insured incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Oxford Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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