Delaware County and Sidney Town property record for 3 Overlook Dr, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1939 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,500 (May 2018) |
| Tax Bill | $3,037 (2026) |
| Deeds & Mortgages | May 2018 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 115.19-9-23 |
| Primary APN | 125001 115.19-9-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Upper Floors Area | 384 sqft |
| Game Room | Game Room |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08202402021 |
|---|---|
| Street Address | 3 OVERLOOK DR |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SIDNEY HGTS #1 LOT 85 |
| Legal Block | 9 |
| Legal Lot Number | 23.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970402 |
3 Overlook Dr is owned and occupied by an individual who bought it in May 2018.
Source: Delaware County and Sidney Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 OVERLOOK DR, SIDNEY, NY 13838-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2018 | Deed of Trust, Mortgage SIDNEY FEDERAL CREDIT UNION |
| May 14, 2018 | Warranty Deed, Transfer SIDNEY FEDERAL CREDIT UNION |
| Sep 20, 2017 | Warranty Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on File |
| Deed Sale | May 14, 2018 · Amount on File |
| Prior Sale | Jun 2, 2016 · Amount on File |
| Deed Document Number | 20184306 |
| Deed Book / Page | 1556 / 37 |
| Prior Transfer Date | May 10, 2016 |
| Prior Transfer Doc | 0000001486/000000018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 3 OVERLOOK DR, SIDNEY, NY 13838-1315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002132/0000000104 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 0000002132/0000000104 |
| Instrument | 000000004307 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 236 Months |
| Due | Jan 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | May 14, 2018 |
| Property Address | 3 OVERLOOK DR, SIDNEY, NY 13838-1315 |
| Document Number | 0001556/37 |
| Book / Page | 1556 / 37 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 000000004306 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 WINEGARD ST, SIDNEY, NY 13838-1028 |
| Document Number | 0000002132/0000000104 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 0000002132/0000000104 |
| Instrument | 000000004307 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 236 Months |
| Due | Jan 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 20, 2017 |
| Property Address | 3 OVERLOOK DR, SIDNEY, NY 13838-1315 |
| Document Number | 001534/033 |
| Book / Page | 1534 / 033 |
| Instrument Date | Sep 20, 2016 |
| Instrument | 000000006854 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401, OKLAHOMA CITY, OK 73107 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 3 Overlook Dr was $3,037, up 1.5% from the year before.
Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,037.00 (+1.54%) | ||
| 2025 | $2,991.00 | $53,000 Land $10,000 Building $43,000 | $106,000 Land $20,000 Building $86,000 |
| 2023 | $53,000 (-) Land $10,000 Building $43,000 | $90,500 (+9.7%) Land $17,075 Building $73,425 | |
| 2022 | $53,000 Land $10,000 Building $43,000 | $82,500 Land $15,566 Building $66,934 | |
| 2021 | $1,565.00 (-43.15%) | ||
| 2020 | $2,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Overlook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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