DeKalb County property record for 3 Overlook Cir, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.424 acres (18,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2020) |
| Tax Bill | $9,036 (2024) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-11-232-036 |
| Primary APN | 08-11-232-036 |
|---|
| Lot Area | 18,465 sqft (0.424 acres) |
|---|
| Account Number | 0811232036 |
|---|---|
| Street Address | 3 OVERLOOK CIR |
| City | DEKALB |
| State | IL |
| Zip | 60115-4938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAY OAKS AREA 2 - LOT 219 |
| Legal Subdivision | FAIRWAY OAKS |
| Legal Lot Number | 219 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 800 |
3 Overlook Cir is owned and occupied by an individual who bought it in September 2020.
Source: DeKalb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 OVERLOOK CIR, DEKALB, IL 60115-4938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Sep 22, 2020 | Grant Deed, Transfer · FHA Mortgage MID AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Deed Document Number | 20209715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Oct 1, 2026 |
| Property Address | 3 OVERLOOK CIR, DEKALB, IL 60115-4938 |
| Document Number | 0000008729 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20268729 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3 OVERLOOK CIR, DEKALB, IL 60115-4938 |
| Document Number | 0000008729, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20268729 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2056 |
| Rate | 7.85% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Sep 22, 2020 |
| Property Address | 3 OVERLOOK CIR, DEKALB, IL 60115-4938 |
| Document Number | 0000009715 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 9715 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 OVERLOOK CIR DEKALB IL 601154938, DEKALB, IL 60115-4938 |
| Document Number | 9716 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 9716 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2050 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,777 Land $22,453 Building $108,324 | $392,331 Land $67,359 Building $324,972 | |
| 2024 | $9,036.00 | ||
| 2023 | $104,124 Land $17,877 Building $86,247 | $312,372 Land $53,631 Building $258,741 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Overlook Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Overlook Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, T-Mobile.
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