Middlesex County and North Reading Town property record for 3 Oscar's Way, North Reading, MA 01864 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 4,899 sqft Living Area |
| Lot Size | 40,075 sqft (0.92 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,225,000 (2020) |
| Tax Bill | $18,738.00 (2025) |
Source: Middlesex County and North Reading Town records · APN M:44-P:099
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 OSCARS WAY, NORTH READING, MA 01864-2462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A |
| Oct 29, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Jun 14, 2013 · Amount on Record |
| Deed Doc Number | 202032 |
| Deed Book / Page | 76028 / 193 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Apr 27, 2026 |
| Property Address | 3 OSCARS WAY, NORTH READING, MA 01864-2462 |
| Document Number | 085516-472 |
| Book / Page | 85516 / 472 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202646683 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 OSCARS WAY, NORTH READING, MA 01864-2462 |
| Document Number | 0000046683, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 85516/472 |
| Instrument | 202646683 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Oct 29, 2020 |
| Property Address | 3 OSCARS WAY, NORTH READING, MA 01864-2462 |
| Document Number | 76028-193 |
| Book / Page | 76028 / 193 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 200132 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3 OSCARS WAY, NORTH READING, MA 01864-2462 |
| Document Number | 200133 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 200133 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,738.00 (+2.18%) | $1,434,800 (+3.35%) Land $504,800 Building $930,000 |
| 2024 | $18,339.00 (+2.73%) | $1,388,300 (+8.8%) Land $457,400 Building $930,900 |
| 2023 | $17,851.00 | $1,276,000 Land $444,400 Building $831,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | M:44-P:099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 4,899 sqft Living Area |
| 1st Floor | 2,008 sqft 1st Floor |
| Basement Area | 2,140 sqft Basement |
| Unfinished Basement | 1,140 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,075 sqft (0.92 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3 OSCARS WAY |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 99.0 |
| Jurisdiction | NORTH READING MA |
| Minor Civil Division | NORTH READING |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 330102 |
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