3 Osborne Ave, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 3 Osborne Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,481 sqft · built 1956
Lot Size	0.187 acres (8,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Feb 2021)
Tax Bill	$10,996 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00789-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`32-00789-0000-00008`
Alternative APNs	`3201423000000008` `320078900008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Basement Area	1,185 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	163 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	3201423000000008
Street Address	3 OSBORNE AVE
City	RUMSON
State	NJ
Zip	07760-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ADDITIONAL LOTS: LIFE EST D.BROOKS
Legal Subdivision	PLATTMOUNT/STONE CH STN FORNST
Legal Block	789
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4024
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 OSBORNE AVE, RUMSON, NJ 07760-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage GATEWAY MTG
Feb 24, 2021	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Jan 28, 2014 · Amount on Record
Deed Document Number	202128254
Deed Book / Page	9484 / 3347
Prior Transfer Date	Sep 8, 2015
Prior Transfer Doc	0091387082
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 OSBORNE AVE, RUMSON, NJ 07760-2331
Document Number	0000155133
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 OSBORNE AVE RUMSON NJ 077602331, RUMSON, NJ 07760-2331

Mortgage

Document Number	0000155133
Date	Dec 23, 2020
Book Page	009467/007341
Instrument	155133

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 24, 2021
Property Address	3 OSBORNE AVE, RUMSON, NJ 07760-2331
Document Number	0094843347
Book / Page	9484 / 3347
Instrument Date	Oct 28, 2020
Instrument	2021028254
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SUNRISE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,761.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 RUMSON RD, 421, LITTLE SILVER, NJ 07739-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3 OSBORNE AVE, RUMSON, NJ 07760-2331

Mortgage

Document Number	2021028255
Date	Feb 24, 2021
Instrument	2021028255

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,300 (+5.28%) Land $402,100 Building $315,200	$717,300 (+5.28%) Land $402,100 Building $315,200
2025	$10,996.00 (+3.79%)	$681,300 (+4.83%) Land $369,000 Building $312,300	$681,300 (+4.83%) Land $369,000 Building $312,300
2024	$10,594.00 (+2.8%)
2023		$649,900 Land $324,400 Building $325,500	$649,900 Land $324,400 Building $325,500
2022	$10,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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