3 Ormand Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 3 Ormand Dr, Chattanooga, TN 37415 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage3,088 sqft Living Area
Lot Size13,370 sqft (0.306 acres)
OccupancyOwner Occupied
Tax Bill$1,409.00 (2025)

Property Details

APN / Parcel Number

Primary APN109B M 019
Alternative APN
  • 0000033605

Interior

Full Baths2 Baths
Building Area3,088 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1983
Exterior MaterialVinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,370 sqft (0.306 acres)
Depth X Width140 ft x 95.5 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0000033605
Street Address3 ORMAND DR
CityCHATTANOOGA
StateTN
Zip37415-2404
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 & PT OF 21 BLK B WILBANKS PB 14 PG 149
Legal SubdivisionWILBANKS
Legal BlockB
Legal Lot Number20
JurisdictionHAMILTON TN
Minor Civil Division6
Census Blockgroup2
Census Block2003
Census Tract10600

Owner

Source: Hamilton County records · APN 109B M 019

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3 ORMAND DR, CHATTANOOGA, TN 37415-2404
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2025Deed of Trust, Mortgage · Line of Credit
TENNESSEE VALLEY FCU
Sep 25, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 13, 2023
Transfer Doc0000000092
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3 ORMAND DR, CHATTANOOGA, TN 37415-2404
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000049
DateNov 07, 2025
Book Page14100/602
Instrument2025110700049
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueSep 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateSep 25, 2023
Property Address3 ORMAND DR, CHATTANOOGA, TN 37415-2404
Document Number0000000092
Book / Page13406 / 894
Map ReferenceMB 14 PG 149
Instrument DateSep 13, 2023
Instrument2023092500092
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3 ORMAND DR, CHATTANOOGA, TN 37415-2404

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,409.00 (-4.08%)$93,000 (+41.55%)$372,000 (+41.55%) Land $70,000 Building $302,000
2024$1,469.00 (-44.29%)$65,700 (-)$262,800 (-) Land $50,000 Building $212,800
2023$2,637.00 (+18.15%)$65,700 (-)$262,800 (-) Land $50,000 Building $212,800
2022$2,232.00$65,700$262,800 Land $50,000 Building $212,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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