3 Orleans Ct, Westerly, RI 02891 Property Records

Westerly Town property record for 3 Orleans Ct, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,853 sqft · built 1996
Lot Size	1.64 acres (71,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Apr 2024)
Tax Bill	$9,359 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12052810`

Property Details

APN / Parcel Number

Primary APN	`12052810`
Alternative APN	`WEST M:128 B:103 L:NNN`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,853 sqft Living Area
Gross Area	6,617 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,818 sqft (1.64 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12052810
Street Address	3 ORLEANS CT
City	WESTERLY
State	RI
Zip	02891-3663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	103
Legal Lot Number	NNN
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3014
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CEDA RIDGE DR, HEBRON, RI
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Oct 15, 2004 · Amount on Record
Deed Document Number	20241252
Deed Book / Page	2024 / 4708
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 26, 2024
Property Address	3 ORLEANS CT, WESTERLY, RI 02891-3663
Document Number	02024-4708
Book / Page	2024 / 4708
Instrument Date	Apr 26, 2024
Instrument	2024-1252
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CEDA RIDGE DR, HEBRON, RI

Mortgage

Document Number	0020241253
Date	Apr 26, 2024
Instrument	2024-1253

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	May 1, 2029
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	3 ORLEANS CT, WESTERLY, RI 02891-3663
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023-14682
Date	Oct 27, 2023
Book Page	2023/14682
Instrument	2023-3651

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2024

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	3 ORLEANS CT, WESTERLY, RI 02891-3663
Document Number	2020-6127
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ORLEANS CT WESTERLY RI 028913663, WESTERLY, RI 02891-3663

Mortgage

Document Number	2020-6127
Date	Apr 7, 2020
Book Page	002020/006127
Instrument	1449

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	3 ORLEANS CT, WESTERLY, RI 02891-3663
Document Number	2017-776
Book / Page	002017 / 000776
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-776
Date	Jan 11, 2017
Book Page	002017/000776
Instrument	174

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,359.00 (+4.17%)	$1,203,000 (+36.04%) Land $497,900 Building $705,100	$1,407,925
2023	$8,984.00 (+0.59%)	$884,300 (-) Land $350,000 Building $534,300
2022	$8,931.00	$884,300 Land $350,000 Building $534,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Orleans Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures