Middlesex County and Winchester Town property record for 3 Orient St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,322 sqft · built 1925 |
| Lot Size | 0.183 acres (7,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Oct 2019) |
| Tax Bill | $11,615 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Feb 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:002 B:0116 L:0 |
| Primary APN | WINC M:002 B:0116 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 3,886 sqft |
| Basement Area | 1,228 sqft |
| Unfinished Basement | 614 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,985 sqft (0.183 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 3 ORIENT ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 116 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 338100 |
Source: Middlesex County and Winchester Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit WINCHESTER COOPERATIVE BANK |
| Jan 18, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WINCHESTER COOPERATIVE BANK |
| Sep 9, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WINCHESTER COOPERATIVE BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Oct 2, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on Record |
| Deed Sale | Oct 2, 2019 · Amount on Record |
| Prior Sale | Dec 8, 1994 · Amount on Record |
| Deed Document Number | 2019151695 |
| Deed Book / Page | 73396 / 193 |
| Prior Transfer Date | Sep 6, 2019 |
| Prior Transfer Doc | 73396-193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078549-572 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 78549/572 |
| Instrument | 190398 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076903-167 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 76903/167 |
| Instrument | 28149 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69503-518 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 69503/518 |
| Instrument | 98075 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72142-194 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 72142/194 |
| Instrument | 7828 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73246-124 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 73246/124 |
| Instrument | 135737 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75156-569 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 75156/569 |
| Instrument | 117455 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Oct 2, 2019 |
| Property Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Document Number | 73396-193 |
| Book / Page | 73396 / 193 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 151695 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ORIENT ST, WINCHESTER, MA 01890-1313 |
| Document Number | 151696 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 151696 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,615.00 (+10,%) | $1,048,300 (+1.05%) Land $726,500 Building $321,800 | $1,257,449 (+7.84%) |
| 2025 | $115.00 (-98.92%) | $1,037,400 (+10.27%) Land $726,500 Building $310,900 | $1,166,030 |
| 2024 | $10,659.00 (+4.85%) | $940,800 (+9.2%) Land $631,800 Building $309,000 | |
| 2023 | $10,166.00 | $861,500 Land $568,600 Building $292,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 28 (1979–2015) |
| Claims Outside the SFHA | 22 of 28 |
| Most Recent Claim | Mar 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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