3 Orchard Rd, Wells, ME 04090 Property Records

York County and Wells Town property record for 3 Orchard Rd, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1968
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,000 (Sep 2026)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:107 L:25`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:107 L:25`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3 ORCHARD RD
City	WELLS
State	ME
Zip	04090-4969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	25
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1031
Census Tract	34004

Owner

Source: York County and Wells Town records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 ORCHARD RD, WELLS, ME 04090-4969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Nov 2, 2020	Warranty Deed, Transfer KENNETH J SMALL
Oct 17, 2018	Intrafamily Transfer, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	20262026033659
Deed Book / Page	19985 / 655
Transfer Doc	0178240354
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Sep 1, 2026
Property Address	3 ORCHARD RD, WELLS, ME 04090-4969
Document Number	0000033659
Book / Page	19985 / 655
Instrument Date	Aug 17, 2026
Instrument	202633659
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 ORCHARD RD, WELLS, ME 04090-4969

Mortgage

Date	Sep 1, 2026

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Nov 2, 2020
Property Address	3 ORCHARD RD, WELLS, ME 04090-4969
Document Number	0184350393
Book / Page	018435 / 000393
Instrument Date	Oct 28, 2020
Instrument	55782
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATLAS-HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11 WALNUT ST GILL MA 013549791, GILL, MA 01354-9791

Mortgage

Document Number	184350395
Date	Nov 2, 2020
Book Page	018435/000395
Instrument	55783

Lender

Name	KENNETH J SMALL
Address	4001 NE 14TH AVE, OAKLAND PARK, FL 33334-4672
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS ME
Recording Date	Oct 17, 2018
Property Address	3 ORCHARD RD, WELLS, ME 04090-4969
Document Number	0178240354
Book / Page	17824 / 0354
Instrument	2018043899
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018043900
Date	Oct 17, 2018
Instrument	2018043900

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00 (+7.41%)	$444,230 (+1.06%) Land $236,610 Building $207,620
2024	$2,672.00	$439,550 (-1.96%) Land $236,610 Building $202,940
2023	$2,672.00 (+21.23%)	$448,340 (+112.75%) Land $236,610 Building $211,730	$358,245
2022	$2,204.00	$210,740 Land $91,580 Building $119,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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