Essex County and Jay Town property record for 3 Orchard Ln, Jay, NY 12941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,108 sqft · built 1989 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,600 (Mar 2006) |
| Tax Bill | $4,278 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| APN | 615J190007 |
| Primary APN | 615J190007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 1,188 sqft |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 396 sqft |
| Attic | Attic |
| Attic Area | 316 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 25,700 sqft (0.59 acres) |
| Porch | Slab |
| Porch Area | 256 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 615J190007 |
|---|---|
| Street Address | 3 ORCHARD LN |
| City | JAY |
| State | NY |
| Zip | 12941-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 129 JAY TRACT WARD SUBD LOT 15 |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1180 RIVERBERRY DR, RENO, NV 89509-7119 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2006 · Amount on Record |
| Deed Sale | Mar 21, 2006 · Amount on Record |
| Prior Sale | Sep 28, 1998 · Amount on Record |
| Deed Book / Page | 1483 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 3 ORCHARD LN, JAY, NY 12941-5709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002512/0000000324 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 0000002512/0000000324 |
| Instrument | 2018-2313 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 175 Months |
| Due | Jan 1, 2033 |
Source: Essex County and Jay Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,278.00 (+0.66%) | ||
| 2025 | $4,250.00 (+58.11%) | $223,500 (+17.57%) Land $97,600 Building $125,900 | $223,500 (+17.57%) Land $97,600 Building $125,900 |
| 2023 | $190,100 (+5.44%) Land $87,400 Building $102,700 | $190,100 (+5.44%) Land $87,400 Building $102,700 | |
| 2022 | $2,688.00 (-42.93%) | $180,300 Land $58,000 Building $122,300 | $180,300 Land $58,000 Building $122,300 |
| 2020 | $4,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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