3 Oneil Ct, San Pablo, CA 94806 Property Records

Contra Costa County property record for 3 Oneil Ct, San Pablo, CA 94806

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,346 sqft · built 1960
Lot Size	0.175 acres (7,626 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2009)
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`403-124-017-1`

Property Details

APN / Parcel Number

Primary APN	`403-124-017-1`
Alternative APN	`403-124-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Lot Area	7,626 sqft (0.175 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3 ONEIL CT
City	SAN PABLO
State	CA
Zip	94806-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2719 LOT 70
Legal Subdivision	SUBDIVISION 2719
Legal Tract	2719
Legal Lot Number	70
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	364002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 ONEIL CT, SAN PABLO, CA 94806-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 9, 2018	Deed of Trust, Mortgage · FHA Mortgage VISION ONE MORTGAGE INC
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2009 · Amount on Record
Deed Sale	Jun 19, 2009 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	2009143956
Prior Transfer Date	Dec 27, 2005
Prior Transfer Doc	0000498869
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3 ONEIL CT, SAN PABLO, CA 94806-1622
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115976
Date	Jun 28, 2017
Instrument	2017-115976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3 ONEIL CT, SAN PABLO, CA 94806-1622
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127428
Date	Aug 9, 2018
Instrument	2018-127428

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3 ONEIL CT, SAN PABLO, CA 94806-1622
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ONEIL CT, SAN PABLO, CA 94806-1622

Mortgage

Document Number	0000175266
Date	Jun 16, 2021
Instrument	2021-175266

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$262,685 (+2%) Land $197,019 Building $65,666
2025	$4,341.00 (+4.93%) Homeowner's exemption	$257,535 (+4.04%) Land $193,156 Building $64,379
2023	$4,137.00 (+1.77%) Homeowner's exemption	$247,536 Land $185,656 Building $61,880
2022	$4,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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