3 Old Wagon Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 3 Old Wagon Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,138 sqft · built 1978
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Feb 2017)
Tax Bill	$16,096 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C130010`

Property Details

APN / Parcel Number

Primary APN	`C130010`
Alternative APN	`RIDG M:C13 B:0010`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,138 sqft Living Area
Basement Area	2,824 sqft
Unfinished Basement	1,937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	C130010
Street Address	3 OLD WAGON RD
City	RIDGEFIELD
State	CT
Zip	06877-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAAA
Legal Block	10
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3002
Census Tract	245600

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 OLD WAGON RD, RIDGEFIELD, CT 06877-3023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COUNTY BANK
May 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage WARSHAW CAPITAL LLC
Feb 6, 2017	Deed of Trust, Mortgage TCF BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Prior Sale	Oct 1, 2007 · Amount on Record
Deed Book / Page	1043 / 1111
Transfer Doc	996-58
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	3 OLD WAGON RD, RIDGEFIELD, CT 06877-3023
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001139-213
Date	Feb 22, 2022
Book Page	1139/213

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	3 OLD WAGON RD, RIDGEFIELD, CT 06877-3023
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1120-352
Date	May 10, 2021
Book Page	1120/352

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	3 OLD WAGON RD, RIDGEFIELD, CT 06877-3023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1043-1128
Date	Feb 6, 2017
Book Page	1043/1128

Lender

Name	TCF BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,096.00	$587,650 (-) Land $315,000 Building $272,650	$411,355 Land $220,500 Building $190,855
2024	$16,096.00 (+6.13%)
2023	$15,167.00 (+4.84%)	$587,650 (+15.48%) Land $315,000 Building $272,650
2022	$14,467.00	$508,870 Land $236,250 Building $272,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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