3 Old Mill Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 3 Old Mill Ln, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,606 sqft · built 1998
Lot Size	0.121 acres (5,266 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Oct 2022)
Tax Bill	$10,577 (2025)
Deeds & Mortgages	Oct 2022 Refinance Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:056.0-0000-0080.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:056.0-0000-0080.0`
Alternative APNs	`M:056.0=0000=0080.0` `2360000000430` `2360000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,606 sqft Living Area
Gross Area	3,520 sqft
Basement Area	936 sqft
Unfinished Basement	328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,266 sqft (0.121 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2360000000430
Street Address	3 OLD MILL LN
City	READING
State	MA
Zip	01867-1085
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3002
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:056.0-0000-0080.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 OLD MILL LN, READING, MA 01867-1085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Oct 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITY OF BOSTON CREDIT UNION
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PATRIOT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Oct 14, 2010 · Amount on Record
Deed Document Number	2022162003
Deed Book / Page	80893 / 584
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	3 OLD MILL LN, READING, MA 01867-1085
Transaction Type	Mortgage
Record Updated	Nov 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00080830-1
Date	Oct 14, 2022
Book Page	80830/1
Instrument	154349

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 31, 2022
Property Address	3 OLD MILL LN, READING, MA 01867-1085
Document Number	080893-584
Book / Page	80893 / 584
Instrument Date	Oct 31, 2022
Instrument	162003
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 OLD MILL LN, READING, MA 01867-1085

Mortgage

Document Number	0000162004
Date	Oct 31, 2022
Instrument	162004

Lender

Name	CITY OF BOSTON CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Nov 01, 2029
Max Rate At Change	1.75%
Index	Other

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	3 OLD MILL LN, READING, MA 01867-1085
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75588-195
Date	Sep 10, 2020
Book Page	75588/195
Instrument	159147

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,577.00 (+1.18%)	$928,600 (+4.1%) Land $440,900 Building $487,700	$965,295 (+3.81%)
2024	$10,454.00 (+1.53%)	$892,000 (+9.07%) Land $423,500 Building $468,500	$929,860
2023	$10,296.00	$817,800 Land $381,900 Building $435,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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