3 Old Mill Cir, Gainesville, TX 76240 Property Records

Cooke County property record for 3 Old Mill Cir, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,244 sqft · built 1986
Lot Size	0.391 acres (17,032 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2018)
Tax Bill	$10,207 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2200-001-00004`

Property Details

APN / Parcel Number

Primary APN	`2200-001-00004`
Alternative APN	`20029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,244 sqft Living Area
Gross Area	5,165 sqft
1st Floor Area	2,244 sqft
2nd Floor Area	1,734 sqft
Game Room	Game Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,032 sqft (0.391 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Patio
Porch Area	134 sqft
Deck Area	146 sqft
Storage Building	96 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2200-001-00004
Street Address	3 OLD MILL CIR
City	GAINESVILLE
State	TX
Zip	76240-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERWOOD ADDN; BLOCK A; LOT 4
Legal Subdivision	DEERWOOD ADDN
Legal Block	A
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1077
Census Tract	400

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 OLD MILL CIR, GAINESVILLE, TX 76240-4627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jul 19, 2018	Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	201884792
Deed Book / Page	2206 / 246
Prior Transfer Date	Jul 11, 2018
Prior Transfer Doc	2206/246
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	3 OLD MILL CIR, GAINESVILLE, TX 76240-4627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2385/635
Date	Dec 28, 2020
Book Page	2385/635
Instrument	2020-10492

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 19, 2018
Property Address	3 OLD MILL CIR, GAINESVILLE, TX 76240-4627
Document Number	2206/246
Book / Page	2206 / 246
Map Reference	CAB A SL 25
Instrument Date	Jul 11, 2018
Instrument	00084792
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OLD MILL CIR, GAINESVILLE, TX 76240-4627

Mortgage

Document Number	00084793
Date	Jul 19, 2018
Instrument	00084793

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,207.00 (+21.17%) Homeowner's exemption	$487,867 (+3.92%) Land $53,942 Building $433,925	$487,867 (-) Land $53,942 Building $433,925
2025	$8,424.00 (+16.53%) Homeowner's exemption	$469,465 (+21%) Land $53,942 Building $433,925	$487,867 (-1.9%) Land $53,942 Building $433,925
2024	$7,229.00 (-0.55%)
2023		$387,987 Land $53,991 Building $443,325	$497,316 Land $53,991 Building $443,325
2022	$7,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1989–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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