3 Ohan Cir, Holbrook, MA 02343 Property Records

Norfolk County and Holbrook Town property record for 3 Ohan Cir, Holbrook, MA 02343

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,774 sqft · built 1988
Lot Size	0.99 acres (43,116 sqft)
Owner	2 Individual Names on Record
Tax Bill	$86 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:20 L:018=02=0`

Property Details

APN / Parcel Number

Primary APN	`M:20 L:018=02=0`
Alternative APN	`HOLB M:20 L:018-02-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,366 sqft
Basement Area	1,400 sqft
Unfinished Basement	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,116 sqft (0.99 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 OHAN CIR
City	HOLBROOK
State	MA
Zip	02343-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	18-2-0
Jurisdiction	HOLBROOK MA
Township / Civil Division	HOLBROOK
Census Block Group	1
Census Block	1002
Census Tract	421100

Owner

Source: Norfolk County and Holbrook Town records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 OHAN CIR, HOLBROOK, MA 02343-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SHARON AND CRESCENT UNITED CREDIT UNION
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHARON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Recording Date	Apr 15, 2026
Property Address	3 OHAN CIR, HOLBROOK, MA 02343-1458
Document Number	0043047-79
Book / Page	43047 / 79
Instrument Date	Apr 11, 2026
Instrument	202623692
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OHAN CIR, HOLBROOK, MA 02343-1458

Mortgage

Document Number	0000023692,
Date	Apr 15, 2026
Book Page	43047/79
Instrument	202623692

Lender

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.11%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	3 OHAN CIR, HOLBROOK, MA 02343-1458
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041002-348
Date	Jan 3, 2023
Book Page	41002/348
Instrument	285

Lender

Name	SHARON AND CRESCENT UNITED CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	3 OHAN CIR, HOLBROOK, MA 02343-1458
Document Number	34982-289
Book / Page	034982 / 000289
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34982-289
Date	Mar 20, 2017
Book Page	034982/000289
Instrument	23680

Lender

Name	SHARON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2027

Tax Assessment & Valuation

Source: Norfolk County and Holbrook Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Holbrook Town
Unified School District	Holbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$86.00 (-98.94%)	$652,600 (+7.96%) Land $263,900 Building $388,700	$658,825
2024	$8,124.00 (-4.83%)	$604,500 (+8.92%) Land $242,400 Building $362,100
2023	$8,536.00	$555,000 Land $214,000 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	12 (1979–2010)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Mar 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLBROOK PUBLIC WORKS DEPT serves 11,405 people · EPA ID MA4133000
Water Source	Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD
Last State Inspection	May 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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