3 Oceanview Loop, Southern Shores (Kitty Hawk), NC 27949 Property Records

Dare County property record for 3 Oceanview Loop, Southern Shores, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,848 sqft · built 1994
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$611,000 (May 2021)
Tax Bill	$3,373 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`987717020492`

Property Details

APN / Parcel Number

Primary APN	`987717020492`
Alternative APNs	`98771720492` `022819107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987717020492
Street Address	3 OCEANVIEW LOOP
City	KITTY HAWK
State	NC
Zip	27949-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLK: SEC: PL: C SL: 48C
Legal Subdivision	OCEAN VIEW SUBDIVISION
Legal Lot Number	7
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3018
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7331 MILLBURN CT, CROZET, VA 22932-3364
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 1, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	2021700098160
Deed Book / Page	2501 / 94
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 3, 2021
Property Address	3 OCEANVIEW LOOP, SOUTHERN SHORES, NC 27949-3734
Document Number	2501/94
Book / Page	2501 / 94
Map Reference	CAB C SL 48C
Instrument Date	Mar 14, 2021
Instrument	700098160
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OCEANVIEW LOOP, SOUTHERN SHORES, NC 27949-3734

Mortgage

Document Number	700098161
Date	May 3, 2021
Instrument	700098161

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3 OCEANVIEW LOOP, SOUTHERN SHORES, NC 27949-3734
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002240/0000000919
Date	Jun 1, 2018
Book Page	0000002240/0000000919
Instrument	000700052992

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 1, 2018
Property Address	3 OCEANVIEW LOOP, SOUTHERN SHORES, NC 27949-3734
Document Number	2240/917
Book / Page	2240 / 917
Instrument Date	May 30, 2018
Instrument	000700052991
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 GULFSTREAM DR, ELIZABETH CITY, NC 27909-6703

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,373.00 (+33.37%)	$731,800 (-) Land $348,800 Building $383,000	$731,800 (-) Land $348,800 Building $383,000
2025	$2,529.00 (-8.9%)	$731,800 (+67.73%) Land $348,800 Building $383,000
2023	$2,776.00	$436,288 Land $176,600 Building $259,688
2020			$731,800 Land $348,800 Building $383,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 264 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	276 units insured incl. 12 condo units
Nearby Flood Claims	5 (2012–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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