3 Oakway Dr, Mobile, AL 36608 Property Records

Mobile County property record for 3 Oakway Dr, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,295 sqft · built 1998
Lot Size0.315 acres (13,751 sqft)
Owner2 Individual Names on Record
Last Sale$579,000 (Aug 2014)
Tax Bill$5,810 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR022806231002049

Property Details

APN / Parcel Number

Primary APNR022806231002049
Alternative APNs
  • 28 06 23 1 002 049.XXX
  • 00544049
  • 544049

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area5,295 sqft Living Area
1st Floor Area3,167 sqft
Upper Floors Area1,680 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,751 sqft (0.315 acres)
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area207 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number544049
Street Address3 OAKWAY DR
CityMOBILE
StateAL
Zip36608-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B JULIA M PLACE MBK 81/65 #SEC 23 T4S R2W #MP28 06 23 1 002
Legal Range04S
Legal Township04S
Legal Section23
Legal SubdivisionJULIA M PLACE
Legal Lot NumberB
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1026
Census Tract3302

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 OAKWAY DR, MOBILE, AL 36608-1802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY MORTGAGE CORP
Jan 29, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2014 · Amount on Record
Deed SaleAug 27, 2014 · Amount on Record
Deed Document Number201443086
Deed Book / Page7181 / 1284
Prior Transfer DateDec 15, 2005
Prior Transfer Doc0000091596
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3 OAKWAY DR, MOBILE, AL 36608-1802
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025487
DateApr 30, 2020
Instrument2020025487
Lender
NameBAY MORTGAGE CORP
TypeMortgage Company
AddressFAIRHOPE, AL 36532
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3 OAKWAY DR, MOBILE, AL 36608-1802
Document Number0000012410
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 OAKWAY DR MOBILE AL 366081802, MOBILE, AL 36608-1802

Mortgage

Document Number0000012410
DateMar 7, 2018
Book Page007611/000308
Instrument12410
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,810.00 (-1.06%) Homeowner's exemption$92,390 (-1.04%) Land $14,000 Building $78,390$923,900 (-1.04%) Land $140,000 Building $783,900
2024$5,872.00 (+15.77%) Homeowner's exemption$93,360 (+15.59%) Land $14,000 Building $79,360$933,600 (+15.59%) Land $140,000 Building $793,600
2023$5,072.00 Homeowner's exemption$80,770 Land $14,000 Building $66,770$807,700 Land $140,000 Building $667,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims29 (1978–2024)
Claims Outside the SFHA21 of 29
Most Recent ClaimJul 2024 · other causes
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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