3 Oakdale Dr, Montevallo, AL 35115 Property Records

Shelby County property record for 3 Oakdale Dr, Montevallo, AL 35115

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,563 sqft · built 1973
Lot Size	0.451 acres (19,650 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2022)
Tax Bill	$993 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237350002075000`

Property Details

APN / Parcel Number

Primary APN	`237350002075000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,563 sqft Heated Area
1st Floor Area	1,300 sqft
Basement Area	300 sqft
Finished Basement	375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,650 sqft (0.451 acres)
Lot Dimensions	196 ft deep x 100 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 OAKDALE DR
City	MONTEVALLO
State	AL
Zip	35115-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 35 21S 03W NBRHD: 02 MONTE TIERRA R-2
Legal Range	03W
Legal Township	21S
Legal Section	35
Legal Subdivision	OAKDALE ESTATES
Legal Lot Number	3
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1044
Census Tract	30611

Owner

3 Oakdale Dr is owned and occupied by an individual who bought it in October 2022.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 OAKDALE DR, MONTEVALLO, AL 35115-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 6, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT BANK
Apr 1, 2021	Foreclosure
Sep 15, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Jun 18, 2021 · Amount on File
Deed Document Number	2022382010
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	0000163300
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	3 OAKDALE DR, MONTEVALLO, AL 35115-5435
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000282350
Date	Sep 16, 2025
Instrument	20250916000282350

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 6, 2022
Property Address	3 OAKDALE DR, MONTEVALLO, AL 35115-5435
Document Number	0000382010
Map Reference	MB 5 PG 98
Instrument Date	Oct 4, 2022
Instrument	20221006000382010
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 THOROUGHBRED LN, 237, ALABASTER, AL 35007-8547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 OAKDALE DR, MONTEVALLO, AL 35115-5435

Mortgage

Document Number	0000382020
Date	Oct 6, 2022
Instrument	20221006000382020

Lender

Name	SOUTHPOINT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000382030
Date	Oct 6, 2022
Instrument	20221006000382030

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	SHELBY AL
Recording Date	Apr 1, 2021
Property Address	3 OAKDALE DR, MONTEVALLO, AL 35115-5435
Document Number	0000163300
Map Reference	MB 5 PG 98
Instrument Date	Mar 31, 2021
Instrument	20210401000163300
Transaction Type	Foreclosure
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10826, GREENVILLE, SC 29603-0826

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	SHELBY AL
Recording Date	Sep 15, 2020
Property Address	3 OAKDALE DR, MONTEVALLO, AL 35115-5435
Document Number	0000412130
Instrument Date	Sep 15, 2020
Instrument	412130
Transaction Type	Foreclosure
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$13.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2026 property tax bill for 3 Oakdale Dr was $993 with a homeowner's exemption, down 3.2% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$993.00 (-3.22%) Homeowner's exemption
2025	$1,026.00	$23,340	$233,400 Land $65,000 Building $168,400
2023	$1,571.00	$35,720	$178,600 Land $65,000 Building $113,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Oakdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Oakdale Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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