3 Oak Trl, Ocala, FL 34472 Property Records

Marion County property record for 3 Oak Trl, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Apr 2025)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9013-0150-40`

Property Details

APN / Parcel Number

Primary APN	`9013-0150-40`
Alternative APNs	`1375860000` `1375860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,342 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Patio Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3 OAK TRL
City	OCALA
State	FL
Zip	34472-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 28 TWP 16 RGE 23 PLAT BOOK J PAGE 074 SILVER SPRINGS SHORES UNIT 13 BLK 150 LOT 40
Legal Range	23E
Legal Township	16S
Legal Section	28
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	150
Legal Lot Number	40
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1037
Census Tract	1103

Owner

Source: Marion County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 OAK TRAIL PL, OCALA, FL 34472-5520
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 3, 2018	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	202555185
Deed Book / Page	8595 / 1451
Prior Transfer Date	Oct 19, 2012
Prior Transfer Doc	0057661136
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Apr 8, 2026
Property Address	3 OAK TRL, OCALA, FL 34472-5126
Document Number	0088741276
Book / Page	8874 / 1276
Instrument Date	Mar 21, 2026
Instrument	202643657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PENNYMAC LOAN SERVICES LLC, PENNYMAC LOAN SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK TRAIL PL, OCALA, FL 34472-5520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043657,
Date	Apr 8, 2026
Book Page	8874/1276
Instrument	202643657

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 29, 2020
Property Address	3 OAK TRL, OCALA, FL 34472-5126
Document Number	0071980206
Book / Page	007198 / 000206
Instrument Date	May 29, 2020
Instrument	55009
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 NE 112ND BLVD OXFORD FL 34484, OXFORD, FL 34484

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 3, 2018
Property Address	3 OAK TRL, OCALA, FL 34472-5126
Document Number	0067420199
Book / Page	6742 / 0199
Map Reference	MB J PG74-82
Instrument Date	Mar 28, 2018
Instrument	2018031155
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	1 ST QUALITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2216 E SILVER SPRINGS BLVD, 2216, OCALA, FL 34470-8217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SAPPNICE RUN, OCALA, FL 34472

Mortgage

Document Number	2018031156
Date	Apr 3, 2018
Instrument	2018031156

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00 (+14.78%)	$154,710 (+5.99%)	$159,741 (-0.51%) Land $23,000 Building $136,741
2023	$2,023.00 (+2.95%) Homeowner's exemption	$145,971 (+3%) Land $18,000 Building $127,971	$160,563 (+13.3%) Land $18,000 Building $142,563
2022	$1,965.00 Homeowner's exemption	$141,719 Land $14,000 Building $127,719	$141,719 Land $14,000 Building $127,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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