York County and York Town property record for 3 Oak St, York, ME 03909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 760 sqft · built 1960 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,814 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | M:030 B:028 |
| Primary APN | M:030 B:028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| Gross Area | 920 sqft |
| 1st Floor Area | 760 sqft |
| Basement Area | 1,408 sqft |
| Unfinished Basement | 1,408 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 477 |
|---|---|
| Street Address | 3 OAK ST |
| City | YORK |
| State | ME |
| Zip | 03909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Block | 28 |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 36004 |
3 Oak St, a single family home, is held in a trust.
Source: York County and York Town records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3 DENISE ST, NASHUA, NH 03063-3108 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3 Oak St was $3,814, up 3.8% from the year before.
Source: York County and York Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 (+3.84%) | $462,300 (+5.72%) Land $374,400 Building $87,900 | |
| 2024 | $3,673.00 (+7.59%) | $437,300 (+8.24%) Land $349,400 Building $87,900 | |
| 2023 | $3,414.00 (+16.08%) | $404,000 (+17.44%) Land $316,100 Building $87,900 | $756,960 |
| 2022 | $2,941.00 | $344,000 Land $262,000 Building $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 34 condo units |
| Nearby Flood Claims | 21 (2010–2024) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
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