3 Oak St, Rockaway, NJ 07866 Property Records

Morris County and Rockaway Borough property record for 3 Oak St, Rockaway, NJ 07866

Property Summary

Property TypeSingle Family Home
Details720 sqft · built 1988
Lot Size0.027 acres (1,176 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Oct 2025)
Tax Bill$4,855 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2022 Sale & Mortgage
APN34-00005-0000-00005-0000-C0003

Property Details

APN / Parcel Number

Primary APN34-00005-0000-00005-0000-C0003
Alternative APNs
  • 34000050000000050000C003
  • 3400005000000005C0003

Interior

Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Lot Area1,176 sqft (0.027 acres)

Location & Zoning

Old Parcel Number34000050000000050000C003
Street Address3 OAK ST
CityROCKAWAY
StateNJ
Zip07866-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGLI
Legal DescriptionOAK STREET COMMONS CONDO BLDG 1 UNIT 3
Legal SubdivisionOAK SWEET COMMONS CONDO
Legal Block5
Legal Lot Number5
JurisdictionMORRIS NJ
Township / Civil DivisionROCKAWAY
Census Block Group1
Census Block1012
Census Tract44300

Owner

Source: Morris County and Rockaway Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 OAK ST, ROCKAWAY, NJ 07866-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Dec 7, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
PANORAMA MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleDec 7, 2022 · Amount on Record
Deed Document Number202541590
Deed Book / Page24992 / 1396
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateOct 8, 2025
Property Address3 OAK ST, ROCKAWAY, NJ 07866-3111
Document Number0249921396
Book / Page24992 / 1396
Instrument DateOct 2, 2025
Instrument2025041590
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyNORTH STAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,598.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address300 PARSIPPANY RD # 7, 7, PARSIPPANY, NJ 07054-5116

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 OAK ST, ROCKAWAY, NJ 07866-3111

Mortgage

Document Number0249921401
DateOct 8, 2025
Book Page24992/1401
Instrument2025041591
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

December 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMORRIS NJ
Recording DateDec 7, 2022
Property Address3 OAK ST, ROCKAWAY, NJ 07866-3111
Document Number0245381280
Book / Page24538 / 1280
Instrument DateNov 26, 2022
Instrument2022077104
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyNEW HORIZON ABSTRACT INC, NEW HORIZON ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$861.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 IRON HORSE DR # DRE106, DRE106, BEDFORD, NH 03110-6809

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 OAK ST, ROCKAWAY, NJ 07866-3111

Mortgage

Document Number2022077105
DateDec 7, 2022
Instrument2022077105
Lender
NamePANORAMA MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Morris County and Rockaway Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityRockaway Borough
Secondary School DistrictMorris Hills Regional School District (09 - 12)
Elementary School DistrictRockaway Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,000 (-) Land $95,000 Building $51,000$146,000 (-) Land $95,000 Building $51,000
2025$146,000 (-) Land $95,000 Building $51,000$146,000 (-) Land $95,000 Building $51,000
2024$4,855.00 (+2.32%)$146,000 (-) Land $95,000 Building $51,000$146,000 (-) Land $95,000 Building $51,000
2023$4,745.00 (+0.66%)$146,000 Land $95,000 Building $51,000$146,000 Land $95,000 Building $51,000
2022$4,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKAWAY BORO WATER DEPT
serves 7,066 people · EPA ID NJ1434001
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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