Middlesex County and Hudson Town property record for 3 Oak St, Hudson, MA 01749
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,170 sqft · built 2008 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2007) |
| Tax Bill | $11,588 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39087 |
| Primary APN | 39087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,170 sqft Living Area |
| Gross Area | 5,788 sqft |
| 1st Floor Area | 1,494 sqft |
| Basement Area | 418 sqft |
| Unfinished Basement | 418 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 39087 |
|---|---|
| Street Address | 3 OAK ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Legal Lot Number | 87 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 322300 |
Source: Middlesex County and Hudson Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 OAK ST, HUDSON, MA 01749-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Balloon Mortgage AVIDIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2007 · Amount on Record |
| Deed Sale | Jun 22, 2007 · Amount on Record |
| Prior Sale | Jun 22, 2007 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 3 OAK ST, HUDSON, MA 01749-1907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75004-559 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 75004/559 |
| Instrument | 103470 |
| Name | AVIDIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 3 OAK ST, HUDSON, MA 01749-1907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75348-460 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 75348/460 |
| Instrument | 136131 |
| Name | AVIDIA BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,588.00 (+6.25%) | $834,900 (+7.18%) Land $203,200 Building $631,700 | $913,710 (+18.08%) |
| 2024 | $10,906.00 (+4.01%) | $779,000 (+8.47%) Land $184,700 Building $594,300 | $773,775 |
| 2023 | $10,486.00 | $718,200 Land $177,700 Building $540,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Spectrum, T-Mobile.
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