Middlesex County and Burlington Town property record for 3 Oak St, Burlington, MA 01803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,591 sqft · built 2009 |
| Lot Size | 0.285 acres (12,410 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $920,000 (Jun 2018) |
| Tax Bill | $9,715 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BURL M:000031 P:000024 |
| Primary APN | BURL M:000031 P:000024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,591 sqft Living Area |
| Gross Area | 4,118 sqft |
| Basement Area | 1,190 sqft |
| Unfinished Basement | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,410 sqft (0.285 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 OAK ST |
|---|---|
| City | BURLINGTON |
| State | MA |
| Zip | 01803-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Jurisdiction | BURLINGTON MA |
| Township / Civil Division | BURLINGTON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 332202 |
3 Oak St is owned and occupied by two individuals who bought it in June 2018.
Source: Middlesex County and Burlington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 OAK ST, BURLINGTON, MA 01803-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Mar 27, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| May 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Jun 26, 2018 | Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on File |
| Deed Sale | Jun 26, 2018 · Amount on File |
| Prior Sale | Mar 7, 2012 · Amount on File |
| Deed Book / Page | 71216 / 456 |
| Transfer Doc | 071216-456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON MA |
| Property Address | 3 OAK ST, BURLINGTON, MA 01803-3215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077025-103 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 77025/103 |
| Instrument | 39225 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON MA |
| Property Address | 3 OAK ST, BURLINGTON, MA 01803-3215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74365-139 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 74365/139 |
| Instrument | 46068 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLINGTON MA |
| Property Address | 3 OAK ST, BURLINGTON, MA 01803-3215 |
| Document Number | 72661-357 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 OAK ST BURLINGTON MA 018033215, BURLINGTON, MA 01803-3215 |
| Document Number | 72661-357 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 072661/000357 |
| Instrument | 69470 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURLINGTON MA |
| Recording Date | Jun 26, 2018 |
| Property Address | 3 OAK ST, BURLINGTON, MA 01803-3215 |
| Document Number | 71216-456 |
| Book / Page | 71216 / 456 |
| Instrument | 92883 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.66 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 OAK ST, BURLINGTON, MA 01803-3215 |
| Document Number | 712160458 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 71216/0458 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2048 |
The 2026 property tax bill for 3 Oak St was $9,715, up 3.5% from the year before.
Source: Middlesex County and Burlington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Burlington Town |
| Unified School District | Burlington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,715.00 (+3.47%) | $1,117,900 (+3.11%) Land $420,900 Building $696,000 | $1,252,143 (-2.03%) |
| 2025 | $9,389.00 (+3.79%) | $1,084,200 (+7.14%) Land $387,200 Building $697,000 | $1,278,130 (+3.77%) |
| 2024 | $9,046.00 (+1.26%) | $1,011,900 (+6.48%) Land $353,600 Building $658,300 | $1,231,675 |
| 2023 | $8,933.00 | $950,300 Land $306,400 Building $643,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURLINGTON WATER DEPT serves 25,864 people · EPA ID MA3048000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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