3 Oak St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 3 Oak St, Beverly, MA 01915

Property Summary

Property Type	Office Building
Details	3 ba · 1,907 sqft · built 1930
Lot Size	0.911 acres (39,701 sqft)
Owner	Company Name on Record
Tax Bill	$17,727 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CN`

Property Details

APN / Parcel Number

Primary APN	`CN`
Alternative APNs	`BEVE M:0038 B:0023 L` `7207`

Interior

Full Baths	3 Baths
Half Baths	4 Half Baths
Units	2 Units
Stories	1 Story
Building Area	1,907 sqft Total Area
Gross Area	4,794 sqft
Basement Area	3,814 sqft
Finished Basement	1,907 sqft
Unfinished Basement	1,907 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	39,701 sqft (0.911 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	7207
Street Address	3 OAK ST
City	BEVERLY
State	MA
Zip	01915-2205
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	CN
Legal Subdivision	BEVERLY
Legal Block	23
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2007
Census Tract	217602

Owner

Source: Essex County and Beverly City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 OAK ST, BEVERLY, MA 01915-2205
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROWN BROTHERS HARRIM
Aug 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES UNITED BANK
Jul 27, 2017	Deed of Trust, Mortgage MASSACHUSETTS BUSN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 30, 2025
Transfer Doc	00043045-4
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Nov 3, 2025
Property Address	3 OAK ST, BEVERLY, MA 01915-2205
Document Number	00043045-4
Book / Page	43045 / 4
Instrument Date	Oct 30, 2025
Instrument	20251103002400
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK ST, BEVERLY, MA 01915-2205

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	3 OAK ST, BEVERLY, MA 01915-2205
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040773-155
Date	Mar 7, 2022
Book Page	40773/155
Instrument	20220307005230

Lender

Name	BROWN BROTHERS HARRIM

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	3 OAK ST, BEVERLY, MA 01915-2205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36072-86
Date	Aug 2, 2017
Book Page	36072/86
Instrument	265

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	3 OAK ST, BEVERLY, MA 01915-2205
Document Number	36072-170
Book / Page	036072 / 000170
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	36072-170
Date	Aug 2, 2017
Book Page	036072/000170
Instrument	1708020271

Lender

Name	MASSACHUSETTS BUSN DEV
Type	Construction/Development Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,727.00 (+2.1%)	$826,800 (+4.47%) Land $519,700 Building $307,100
2024	$17,363.00 (-0.59%)	$791,400 (-) Land $494,900 Building $296,500
2023	$17,466.00	$791,400 Land $494,900 Building $296,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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