Worcester County and Berlin Town property record for 3 Oak St, Berlin, MA 01503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,522 sqft · built 1946 |
| Lot Size | 0.517 acres (22,519 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jul 2022) |
| Tax Bill | $5,551 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10.4-0021-0000.0 |
| Primary APN | 10.4-0021-0000.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 3,070 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,519 sqft (0.517 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10.4-0021-0000.0 |
|---|---|
| Street Address | 3 OAK ST |
| City | BERLIN |
| State | MA |
| Zip | 01503-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 21 |
| Jurisdiction | BERLIN MA |
| Township / Civil Division | BERLIN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 717100 |
Source: Worcester County and Berlin Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 OAK ST, BERLIN, MA 01503-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Sep 26, 2013 · Amount on Record |
| Deed Book / Page | 67980 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERLIN MA |
| Recording Date | Jul 28, 2022 |
| Property Address | 3 OAK ST, BERLIN, MA 01503-1635 |
| Document Number | 067980-249 |
| Book / Page | 67980 / 249 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 82751 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 OAK ST, BERLIN, MA 01503-1635 |
| Document Number | 0000082752 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 82752 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Berlin Town |
| Unified School District | Berlin-Boylston School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,551.00 (+11.29%) | $391,200 (-) Land $199,500 Building $191,700 |
| 2024 | $4,988.00 (+4.44%) | $391,200 (+13.36%) Land $199,500 Building $191,700 |
| 2023 | $4,776.00 | $345,100 Land $173,500 Building $171,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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