3 Oak Ridge Dr, Spring Valley, IL 61362 Property Records

Bureau County property record for 3 Oak Ridge Dr, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1972
Lot Size	0.836 acres (36,442 sqft)
Owner	Individual Name on File
Tax Bill	$9,446 (2025)
Deeds & Mortgages	Jun 2020 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-33-252-002`

Property Details

APN / Parcel Number

Primary APN	`18-33-252-002`
Alternative APN	`2653`

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	36,442 sqft (0.836 acres)

Location & Zoning

Account Number	1833252002
Street Address	3 OAK RIDGE DR
City	SPRING VALLEY
State	IL
Zip	61362-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-CENTURY OAKS SD L 3 D 20-2490
Legal Range	11
Legal Township	16
Legal Section	33
Legal Subdivision	CENTURY OAKS SD
Legal Lot Number	3
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	4
Census Block	4005
Census Tract	965200

Owner

3 Oak Ridge Dr is owned and occupied by an individual who acquired it in May 2020.

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 OAK RIDGE DR, SPRING VALLEY, IL 61362-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Intrafamily Transfer, Transfer
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 27, 2020
Transfer Doc	2020R02490
Record Updated	Jun 8, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Jun 15, 2020
Property Address	3 OAK RIDGE DR, SPRING VALLEY, IL 61362-1036
Document Number	2020R02490
Instrument Date	May 27, 2020
Instrument	2020R02490
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3 OAK RIDGE DR, SPRING VALLEY, IL 61362-1036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3 OAK RIDGE DR, SPRING VALLEY, IL 61362-1036
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R03570
Date	Sep 1, 2017
Instrument	2017R03570

Lender

Name	HOMETOWN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Oak Ridge Dr was $9,446 with a homeowner's exemption, up 8.5% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,446.00 (+8.55%) Homeowner's exemption	$103,712 (+8.56%) Land $10,197 Building $93,515	$311,136 (+8.56%) Land $30,591 Building $280,545
2024	$8,702.00	$95,534 (+6.64%) Land $9,393 Building $86,141	$286,602 (+6.64%) Land $28,179 Building $258,423
2023		$89,585 Land $8,808 Building $80,777	$268,755 Land $26,424 Building $242,331
2022	$8,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Oak Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Oak Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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