3 Oak Pl, Kearney, NE 68845 Property Records

Buffalo County property record for 3 Oak Pl, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,382 sqft · built 1997
Lot Size	0.607 acres (26,431 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2008)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5601711117712`

Property Details

APN / Parcel Number

Primary APN	`5601711117712`
Alternative APNs	`3547-14-3-05910-001-0011` `560171111`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,382 sqft Total Area
1st Floor Area	1,382 sqft
Basement Area	1,382 sqft
Finished Basement	1,244 sqft
Unfinished Basement	138 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,431 sqft (0.607 acres)
Lot Dimensions	26,431 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,012 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	156 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5601711117712
Street Address	3 OAK PL
City	KEARNEY
State	NE
Zip	68845-4050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	GLENWOOD ESTATES LT 11 BLK 1 (14-9-16) RV-TWP
Legal Range	16
Legal Township	09
Legal Section	14
Legal Subdivision	GLENWOOD ESTATES
Legal Block	1
Legal Lot Number	11
Jurisdiction	BUFFALO NE
Township / Civil Division	20
Census Block Group	1
Census Block	1010
Census Tract	969204

Owner

3 Oak Pl is owned and occupied by an individual who bought it in August 2008.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3 OAK PL, KEARNEY, NE 68845-4050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Jul 15, 2010	Deed of Trust, Mortgage FIVE POINTS BANK
Aug 22, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2008 · Amount on File
Deed Sale	Aug 22, 2008 · Amount on File
Deed Document Number	20086257
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 OAK PL, KEARNEY, NE 68845-4050
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006429
Date	Sep 16, 2020
Instrument	2020-06429

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 OAK PL, KEARNEY, NE 68845-4050
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006363
Date	Sep 14, 2020
Instrument	2020-06363

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3 OAK PL, KEARNEY, NE 68845-4050
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004480
Date	Jul 15, 2010
Instrument	4480

Lender

Name	FIVE POINTS BANK
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2040

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Aug 22, 2008
Property Address	3 OAK PL, KEARNEY, NE 68845-4050
Document Number	0000006257
Instrument	6257
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3 Oak Pl was $4,143.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,325 (+7.35%) Land $30,180 Building $320,145	$350,325 (+7.35%) Land $30,180 Building $320,145
2025	$4,143.00	$326,350 Land $30,180 Building $296,170	$326,350 Land $30,180 Building $296,170
2023	$5,257.00	$298,280 Land $43,060 Building $255,220	$298,280 Land $43,060 Building $255,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Oak Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Oak Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: Great Plains Communications, Prairie Hills Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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