3 Oak Knoll Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 3 Oak Knoll Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,716 sqft · built 1928
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Jan 2020)
Tax Bill	$25,646 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03103-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`18-03103-0000-00022`
Alternative APNs	`1800095000000004` `180310300022`

Interior

Stories	2 Stories
Building Area	2,716 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Stucco
Lot Area	9,191 sqft (0.211 acres)

Location & Zoning

Old Parcel Number	1800095000000004
Street Address	3 OAK KNOLL RD
City	SUMMIT
State	NJ
Zip	07901-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	3103
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1004
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 OAK KNOLL RD, SUMMIT, NJ 07901-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit BRADFORD J BITTING
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 8, 2020	Deed, Transfer A ABSOLUTE SETTLEMENT CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Aug 16, 2006 · Amount on Record
Deed Document Number	2020320858
Deed Book / Page	6354 / 980
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 OAK KNOLL RD, SUMMIT, NJ 07901-2411
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK KNOLL RD, SUMMIT, NJ 07901-2411

Mortgage

Document Number	0153542274
Date	Apr 19, 2023
Book Page	15354/2274
Instrument	51021

Lender

Name	BRADFORD J BITTING
Type	Private Party
Address	3 OAK KNOLL RD, SUMMIT, NJ 07901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 OAK KNOLL RD, SUMMIT, NJ 07901-2411
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148972084
Date	Mar 1, 2021
Book Page	14897/2084
Instrument	5620

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 8, 2020
Property Address	3 OAK KNOLL RD, SUMMIT, NJ 07901-2411
Document Number	0063540980
Book / Page	6354 / 0980
Instrument Date	Jan 3, 2020
Instrument	320858
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	A ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount Recorded
Tax	$21,232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CREST ACRE CT, 4, SUMMIT, NJ 07901-2009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK KNOLL RD, SUMMIT, NJ 07901-2411

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,600 (-) Land $202,200 Building $371,400	$573,600 (-) Land $202,200 Building $371,400
2025	$25,646.00 (+2.64%)	$573,600 (-) Land $202,200 Building $371,400	$573,600 (-) Land $202,200 Building $371,400
2024	$24,986.00 (+1.71%)
2023		$573,600 Land $202,200 Building $371,400	$573,600 Land $202,200 Building $371,400
2022	$24,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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