Steuben County and Addison Town property record for 3 Oak Knl, Addison, NY 14801 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1981 |
| Lot Size | 3.34 acres (145,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (May 2012) |
| Tax Bill | $6,412 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2019 Refinance |
| APN | 0002588-000 |
| Primary APN | 0002588-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Stone |
| Lot Area | 145,490 sqft (3.34 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002588-000 |
|---|---|
| Street Address | 3 OAK KNL |
| City | ADDISON |
| State | NY |
| Zip | 14801-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNER GROSJEAN TOWNER TOWNER 12285 |
| Legal Block | 1 |
| Legal Lot Number | 64.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | ADDISON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 962200 |
Source: Steuben County and Addison Town records · APN 0002588-000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 OAK KNL, ADDISON, NY 14801-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION |
| Feb 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2012 · Amount on Record |
| Deed Sale | May 07, 2012 · Amount on Record |
| Prior Sale | Jan 19, 2011 · Amount on Record |
| Deed Book / Page | 2384 / 161 |
| Prior Transfer Date | Jan 14, 2011 |
| Prior Transfer Doc | 0000002319/000000006 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 3 OAK KNL, ADDISON, NY 14801-1327 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005063/70 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 5063/70 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 01, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 3 OAK KNL, ADDISON, NY 14801-1327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 4381/222 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 4381/222 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2029 |
Source: Steuben County and Addison Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Addison Village |
| County | Steuben County |
| County Subdivision | Addison Town |
| Unified School District | Addison Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,412.00 (+68.29%) | $200,600 (-) Land $37,600 Building $163,000 | $204,694 (+2.04%) Land $38,367 Building $166,327 |
| 2023 | $200,600 (+22.02%) Land $37,600 Building $163,000 | $200,600 (+9.82%) Land $37,600 Building $163,000 | |
| 2022 | $164,400 Land $29,900 Building $134,500 | $182,667 Land $33,222 Building $149,445 | |
| 2021 | $3,810.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019622001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Aug 2021, rainfall accumulation, Remnants Of Tropical Storm Fred |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Armstrong Holdings | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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