3 Oak Cir, Hadley, NY 12835 Property Records

Saratoga County and Day Town property record for 3 Oak Cir, Hadley, NY 12835

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,138 sqft · built 1945
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Mar 2021)
Tax Bill$1,288 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2021 Sale & Mortgage
APN412800 42.8-1-33

Property Details

APN / Parcel Number

Primary APN412800 42.8-1-33
Alternative APNs
  • 280004200800010330000000
  • 5IJ01297

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,138 sqft Living Area
1st Floor Area851 sqft
Upper Floors Area287 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area49,658 sqft (1.14 acres)
Lot Width334 ft Width
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area301 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number5IJ01297
Street Address3 OAK CIR
CityHADLEY
StateNY
Zip12835-3714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD
Legal Block1
Legal Lot Number33.000
JurisdictionSARATOGA NY
Township / Civil DivisionDAY
Census Block Group1
Census Block1023
Census Tract60505

Owner

Source: Saratoga County and Day Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 OAK CIR, HADLEY, NY 12835-3714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Mar 25, 2021Warranty Deed, Transfer · FHA Mortgage
HUDSON RIVER COMMUNITY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2021 · Amount on Record
Deed SaleMar 25, 2021 · Amount on Record
Prior SaleNov 14, 2000 · Amount on Record
Deed Document Number202110796
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address3 OAK CIR, HADLEY, NY 12835-3714
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029539
DateNov 7, 2025
Instrument2025029539
Lender
NameBROADVIEW FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARATOGA NY
Recording DateMar 25, 2021
Property Address3 OAK CIR, HADLEY, NY 12835-3714
Document Number0000010796
Instrument DateMar 24, 2021
Instrument2021010796
Transaction TypeTransfer
Record UpdatedFeb 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 HOPEFUL LN, GANSEVOORT, NY 12831-1747

Mortgage

Document Number0000010797
DateMar 25, 2021
Instrument2021010797
Lender
NameHUDSON RIVER COMMUNITY FCU
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.95%
Max Rate At Change3.85%
IndexPrime Rate

Tax Assessment & Valuation

Source: Saratoga County and Day Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionDay Town
Unified School DistrictHadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,288.00$52,400 (-) Land $14,100 Building $38,300$121,860 (-3.49%) Land $32,791 Building $89,069
2023$52,400 Land $14,100 Building $38,300$126,265 Land $33,976 Building $92,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Cir

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