3 Norwood Ave, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 3 Norwood Ave, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,492 sqft · built 1957
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (May 2025)
Tax Bill$5,088 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:027 B:0000 L:0045

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0045

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,492 sqft Living Area
Basement Area1,492 sqft
Unfinished Basement764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address3 NORWOOD AVE
CityAYER
StateMA
Zip01432-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number45
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group3
Census Block3001
Census Tract325102

Owner

3 Norwood Ave is owned and occupied by an individual who bought it in May 2025.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3 NORWOOD AVE, AYER, MA 01432-1317
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE
Oct 3, 2019Quit Claim Deed, Transfer · VA Mortgage
USAA FSB
May 22, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2025 · Amount on File
Deed SaleMay 22, 2025 · Amount on File
Prior SaleOct 3, 2019 · Amount on File
Deed Book / Page84126 / 165
Record UpdatedOct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMay 22, 2025
Property Address3 NORWOOD AVE, AYER, MA 01432-1317
Document Number084126-165
Book / Page84126 / 165
Instrument DateMay 22, 2025
Instrument56320
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 NORWOOD AVE, AYER, MA 01432-1317

Mortgage

Document Number0000056321
DateMay 22, 2025
Instrument56321
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateOct 3, 2019
Property Address3 NORWOOD AVE, AYER, MA 01432-1317
Document Number73402-75
Book / Page73402 / 75
Instrument DateAug 17, 2019
Instrument152422
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 NORWOOD AVE, AYER, MA 01432-1317

Mortgage

Document Number152423
DateOct 3, 2019
Instrument152423
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMay 22, 2017
Property Address3 NORWOOD AVE, AYER, MA 01432-1317
Document Number69311-449
Book / Page069311 / 000449
Instrument DateMay 17, 2017
Instrument75187
Transaction TypeTransfer
Record UpdatedJun 13, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 NORWOOD AVE AYER MA 014321317, AYER, MA 01432-1317

Tax Assessment & Valuation

The 2025 property tax bill for 3 Norwood Ave was $5,088.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,088.00$425,400 Land $145,200 Building $280,200$551,855 (+26.2%)
2024$437,285
2023$4,574.00$368,300 Land $155,800 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Norwood Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Norwood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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