3 Northgate Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Northgate Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1964
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2011)
Tax Bill	$9,187 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00035-02-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00035-02-00003`
Alternative APNs	`2100035000200003` `010550`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	155 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	449 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010550
Street Address	3 NORTHGATE DR
City	HOWELL
State	NJ
Zip	07731-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	SALEM HILL LAND OPINES SEC 02
Legal Block	35.2
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2001
Census Tract	811401

Owner

Source: Monmouth County and Howell Township records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 NORTHGATE DR, HOWELL, NJ 07731-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2011 · Amount on Record
Deed Sale	Feb 7, 2011 · Amount on Record
Deed Document Number	201114493
Deed Book / Page	8877 / 1352
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 16, 2026
Property Address	3 NORTHGATE DR, HOWELL, NJ 07731-1814
Document Number	0000075396
Book / Page	9812 / 6185
Instrument Date	Sep 4, 2026
Instrument	202675396
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	SETTLEMENT SERVICES, EMPOWER SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NORTHGATE DR, HOWELL, NJ 07731-1814

Mortgage

Document Number	0000075396,
Date	Sep 16, 2026
Book Page	9812/6185
Instrument	202675396

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 NORTHGATE DR, HOWELL, NJ 07731-1814
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096109628
Date	Aug 17, 2022
Book Page	9610/9628
Instrument	2022084723

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 NORTHGATE DR, HOWELL, NJ 07731-1814
Document Number	0000091275
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NORTHGATE DR HOWELL NJ 077311814, HOWELL, NJ 07731-1814

Mortgage

Document Number	0000091275
Date	Sep 30, 2019
Book Page	009371/002718
Instrument	91275

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,900 (+12.2%) Land $424,300 Building $174,600	$598,900 (+12.2%) Land $424,300 Building $174,600
2025	$9,187.00 (+9.77%)	$533,800 (+28.01%) Land $369,300 Building $164,500	$533,800 (+28.01%) Land $369,300 Building $164,500
2024	$8,369.00 (+15.32%)
2023		$417,000 Land $259,300 Building $157,700	$417,000 Land $259,300 Building $157,700
2022	$7,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Mar 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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