3 Noel Ln, Highland, IL 62249 Property Records

Madison County property record for 3 Noel Ln, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,972 sqft · built 1973
Lot Size	0.387 acres (16,866 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2025)
Tax Bill	$5,195 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
APN	`02-2-18-29-13-303-003`

Property Details

APN / Parcel Number

Primary APN	`02-2-18-29-13-303-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	16,866 sqft (0.387 acres)
Lot Dimensions	187 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3 NOEL LN
City	HIGHLAND
State	IL
Zip	62249-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY MANOR SUBD LOT 3 90X187.4 PB 34 PG 103
Legal Subdivision	HOLIDAY MANOR SUBD
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	SALINE
Census Block Group	1
Census Block	1008
Census Tract	403601

Owner

3 Noel Ln is owned and occupied by an individual who bought it in September 2025.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3 NOEL LN, HIGHLAND, IL 62249-1008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202526663
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 24, 2025
Property Address	3 NOEL LN, HIGHLAND, IL 62249-1008
Document Number	0000026663
Map Reference	PB 34 PG 103
Instrument Date	Sep 19, 2025
Instrument	2025R26663
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NOEL LN, HIGHLAND, IL 62249-1008

Mortgage

Document Number	0000026664
Date	Sep 24, 2025
Instrument	2025R26664

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 18, 2021
Property Address	3 NOEL LN, HIGHLAND, IL 62249-1008
Document Number	0000043666
Instrument Date	Sep 30, 2021
Instrument	2021R43666
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 NOEL LN, HIGHLAND, IL 62249-1008

Mortgage

Document Number	0000043667
Date	Oct 18, 2021
Instrument	2021R43667

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Noel Ln was $5,195 with a homeowner's exemption, up 7.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Saline Township
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,195.00 (+7.31%) Homeowner's exemption	$94,850 (+6.62%) Land $15,610 Building $79,240	$284,550 (+6.62%) Land $46,830 Building $237,720
2024	$4,841.00	$88,960 Land $14,640 Building $74,320	$266,880 Land $43,920 Building $222,960
2022	$4,137.00	$73,970 Land $12,170 Building $61,800	$222,133 Land $36,547 Building $185,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3 Noel Ln; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Noel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND serves 10,674 people · EPA ID IL1190550
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highland Communication Services.

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