3 Nicholson Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 3 Nicholson Dr, Colonial Beach, VA 22443 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 2006
Owner	Individual Name on File
Last Sale	$249,900 (Feb 2022)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10B-2-H-17`

Property Details

APN / Parcel Number

Primary APN	`10B-2-H-17`
Alternative APN	`16731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16731
Old Parcel Number	10B-2-H-17
Street Address	3 NICHOLSON DR
City	COLONIAL BEACH
State	VA
Zip	22443-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EBB TIDE BEACH LOT 17 BK H SEC BDB 952 PG 347 R/S
Legal Subdivision	EBB TIDE BEACH
Legal Block	H
Legal Lot Number	17
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	10300

Owner

Source: Westmoreland County records · APN 10B-2-H-17

Assessment roll updated October 15, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4214 FARMER PL, FT WASHINGTON, MD 20744-1026
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Oct 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jun 03, 2019	Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2022 · Amount on Record
Deed Sale	Feb 04, 2022 · Amount on Record
Prior Sale	Jun 03, 2019 · Amount on Record
Deed Document Number	0000952347
Deed Book / Page	952 / 347
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 04, 2022
Property Address	3 NICHOLSON DR, COLONIAL BEACH, VA 22443-5092
Document Number	0009520347
Instrument Date	Jan 14, 2022
Instrument	09520347
Transaction Type	Transfer
Record Updated	Mar 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 FARMER PL, FORT WASHINGTON, MD 20744-1026

Mortgage

Document Number	0009520349
Date	Feb 04, 2022
Instrument	09520349

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	3 NICHOLSON DR, COLONIAL BEACH, VA 22443-5092
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009480369
Date	Oct 05, 2021
Instrument	09480369

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 03, 2019
Property Address	3 NICHOLSON DR, COLONIAL BEACH, VA 22443-5092
Document Number	0009200029
Instrument Date	May 30, 2019
Instrument	09200029
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NICHOLSON DR, COLONIAL BEACH, VA 22443-5092

Mortgage

Document Number	0000000092
Date	Jun 03, 2019
Instrument	0 092

Lender

Name	C&F MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00 (+9.65%)	$163,900 (-) Land $18,500 Building $145,400	$163,900 (-) Land $18,500 Building $145,400
2023	$1,016.00	$163,900 Land $18,500 Building $145,400	$163,900 Land $18,500 Building $145,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511930103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the George Washington Birthplace National Monument listed 1966 · 35 contributing resources · NRIS 66000850

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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