Somerset County and Branchburg Township property record for 3 Nicholas Ct, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 3,316 sqft · built 2002 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $717,000 (May 2014) |
| Tax Bill | $16,741 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00020-07-00025-11 |
| Primary APN | 05-00020-07-00025-11 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,316 sqft Living Area |
| 1st Floor Area | 3,316 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,431 sqft |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3 NICHOLAS CT |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-3485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Subdivision | HIGHLANDS 2 |
| Legal Block | 20.7 |
| Legal Lot Number | 25.11 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRANCHBURG |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 53603 |
Source: Somerset County and Branchburg Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 NICHOLAS CT, SOMERVILLE, NJ 08876-3485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Jun 11, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2014 · Amount on Record |
| Deed Sale | May 7, 2014 · Amount on Record |
| Prior Sale | Jan 11, 2002 · Amount on Record |
| Deed Document Number | 201415997 |
| Deed Book / Page | 6715 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3 NICHOLAS CT, SOMERVILLE, NJ 08876-3485 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000060492 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 7391/94 |
| Instrument | 2021060492 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3 NICHOLAS CT, SOMERVILLE, NJ 08876-3485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000020186 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 7123/2444 |
| Instrument | 2019020186 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3 NICHOLAS CT, SOMERVILLE, NJ 08876-3485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000039087 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 7242/2801 |
| Instrument | 2020039087 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3 NICHOLAS CT, SOMERVILLE, NJ 08876-3485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002740 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 7296/2854 |
| Instrument | 2021002740 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Branchburg Township |
| Unified School District | Branchburg Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,045,900 (+6.77%) Land $196,400 Building $849,500 | $1,045,900 (+6.77%) Land $196,400 Building $849,500 | |
| 2025 | $16,741.00 (+4.8%) | $979,600 (+21.39%) Land $196,400 Building $783,200 | $979,600 (+21.39%) Land $196,400 Building $783,200 |
| 2024 | $15,974.00 (+5.66%) | ||
| 2023 | $807,000 Land $196,400 Building $610,600 | $807,000 Land $196,400 Building $610,600 | |
| 2022 | $15,119.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1982–2021) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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