3 Neva Ct, Suffern, NY 10901 Property Records

Rockland County and Ramapo Town property record for 3 Neva Ct, Suffern, NY 10901

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,893 sqft · built 1988
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on File
Tax Bill$24,553 (2023)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN392689 49.05-2-8

Property Details

APN / Parcel Number

Primary APN392689 49.05-2-8
Alternative APNs
  • 392689-049-005-0002-008-000-000
  • 268904900500020080000000
  • 392689 49.5-2-8
  • 00439790000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,893 sqft Living Area
Gross Area3,813 sqft
1st Floor Area1,575 sqft
2nd Floor Area1,318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialWood
Lot Area29,185 sqft (0.67 acres)
Lot Dimensions150 ft deep x 70 ft wide
View / LotSuburban
Garage TypeAttached
Garage Area920 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00439790000
Street Address3 NEVA CT
CitySUFFERN
StateNY
Zip10901-3329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal SubdivisionMEADOWS
Legal Block2
Legal Lot Number8.0
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group1
Census Block1006
Census Tract11602

Owner

3 Neva Ct is owned and occupied by two individuals who acquired it in October 2021.

Source: Rockland County and Ramapo Town records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address3 NEVA CT, SUFFERN, NY 10901-3329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jan 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Oct 14, 2021Intrafamily Transfer, Transfer
Dec 21, 2016Deed of Trust, Mortgage · Conventional Mortgage
FM HM LOANS
Dec 21, 2016Loan Modification, Mortgage · Conventional with PMI
FM HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 1, 2021
Transfer Doc0000043109
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Recording DateAug 12, 2026
Property Address3 NEVA CT, SUFFERN, NY 10901-3329
Document Number0000027568
Instrument DateJul 30, 2026
Instrument202627568
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 NEVA CT, SUFFERN, NY 10901-3329

Mortgage

Document Number0000027568,
DateAug 12, 2026
Instrument202627568
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 3, 2051
Interest
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address3 NEVA CT, SUFFERN, NY 10901-3329
Transaction TypeMortgage
Record UpdatedFeb 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003268
DateJan 26, 2022
Instrument2022-00003268
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 13, 2047
Interest
Rate TypeFixed Rate

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKLAND NY
Recording DateOct 14, 2021
Property Address3 NEVA CT, SUFFERN, NY 10901-3329
Document Number0000043109
Map ReferenceBK 104 PG 62
Instrument DateOct 1, 2021
Instrument2021-00043109
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 NEVA CT, SUFFERN, NY 10901-3329

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address3 NEVA CT, SUFFERN, NY 10901-3329
Document Number0000000267
Instrument DateDec 21, 2016
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 NEVA CT SUFFERN NY 109013329, SUFFERN, NY 10901-3329

Mortgage

Document Number0000000267
DateJan 4, 2017
Instrument267
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 3, 2047

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address3 NEVA CT, SUFFERN, NY 10901-3329
Document Number0000000268
Instrument DateDec 21, 2016
Transaction TypeMortgage
Record UpdatedJan 20, 2017
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 NEVA CT SUFFERN NY 109013329, SUFFERN, NY 10901-3329

Mortgage

Document Number0000000268
DateJan 4, 2017
Instrument268
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 3, 2047
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
Unified School DistrictSuffern Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$75,900 (-) Land $22,400 Building $53,500$75,000 (-)
2023$24,553.00$75,900 Land $22,400 Building $53,500$75,000 Land $22,134 Building $52,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Neva Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1978–2011)
Claims Outside the SFHA5 of 10
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Neva Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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