Campbell County property record for 3 Neltner Dr, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 980 sqft · built 1959 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2017) |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-298.00 |
| Primary APN | 999-99-20-298.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920298.00 |
|---|---|
| Street Address | 3 NELTNER DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT WM NELTNERS 90 X 100 |
| Legal Subdivision | K L TAYLOR |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53301 |
Source: Campbell County records · APN 999-99-20-298.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 06, 2017 | Warranty Deed, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2017 · Amount on Record |
| Deed Sale | Nov 06, 2017 · Amount on Record |
| Prior Sale | Feb 23, 2006 · Amount on Record |
| Deed Document Number | 5065161 |
| Deed Book / Page | D789 / 836 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 3 NELTNER DR, COLD SPRING, KY 41076-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005110067 |
|---|---|
| Date | May 18, 2020 |
| Book Page | M2223/38 |
| Instrument | 5110067 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 3 NELTNER DR, COLD SPRING, KY 41076-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005069497 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | M2136/799 |
| Instrument | 5069497 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 06, 2017 |
| Property Address | 3 NELTNER DR, COLD SPRING, KY 41076-1721 |
| Document Number | 0005065161 |
| Book / Page | D789 / 836 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 5065161 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 NETLER DR, 3, COLD SPRING, KY 41076 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0005065162 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 5065162 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 (-1.2%) Homeowner's exemption | $171,500 (-) Land $25,000 Building $146,500 | $171,500 (-) Land $25,000 Building $146,500 |
| 2023 | $1,501.00 (-19.95%) Homeowner's exemption | $171,500 (+14.33%) Land $25,000 Building $146,500 | $171,500 (+14.33%) Land $25,000 Building $146,500 |
| 2022 | $1,875.00 | $150,000 Land $25,000 Building $125,000 | $150,000 Land $25,000 Building $125,000 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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