3 Nelson Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3 Nelson Ct, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1962
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (May 2021)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-30-00-076.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-00-076.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	960 sqft Finished Area
Gross Area	1,392 sqft

Exterior

Year Built	Built 1962
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.137 acres)
Lot Dimensions	104 ft deep x 57.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0423000076.00
Street Address	3 NELSON CT
City	COVINGTON
State	KY
Zip	41015-1047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON VALE N PT LOTS 22-23-24 57.84X104.04' SWC KUHR LN & NELSON CT
Legal Subdivision	KENTON VALE
Legal Lot Number	22,23
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3023
Census Tract	65200

Owner

Source: Kenton County records · APN 042-30-00-076.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3 NELSON CT, COVINGTON, KY 41015-1047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 30, 2018	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	0000089865
Deed Book / Page	89 / 865
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 11, 2021
Property Address	3 NELSON CT, COVINGTON, KY 41015-1047
Document Number	0005900241
Book / Page	89 / 865
Map Reference	PL 490
Instrument Date	May 05, 2021
Instrument	21051105900241
Transaction Type	Transfer
Record Updated	Jan 05, 2024
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$134.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12013 SOUTHRIDGE DR, WALTON, KY 41094-9650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 NELSON CT, COVINGTON, KY 41015-1047

Mortgage

Document Number	0005900242
Date	May 11, 2021
Book Page	214/192
Instrument	21051105900242

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 30, 2018
Property Address	3 NELSON CT, COVINGTON, KY 41015-1047
Document Number	0000000191
Book / Page	0C6420 / 000090
Instrument Date	May 24, 2018
Instrument	191
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NELSON CT COVINGTON KY 410151047, COVINGTON, KY 41015-1047

Mortgage

Document Number	192
Date	May 30, 2018
Book Page	0C6420/000094
Instrument	192

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Kenton Vale City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 (-7.05%)	$134,500 (-) Land $20,000 Building $114,500	$134,500 (-) Land $20,000 Building $114,500
2023	$1,433.00	$134,500 Land $15,000 Building $119,500	$134,500 Land $15,000 Building $119,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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