3 Needham Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 3 Needham Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,826 sqft · built 1968
Lot Size	0.938 acres (40,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Aug 2023)
Tax Bill	$12,883 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0019 B:0000 L:1633`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0019 B:0000 L:1633`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,826 sqft Living Area
Gross Area	4,381 sqft
Basement Area	1,841 sqft
Unfinished Basement	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,842 sqft (0.938 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 NEEDHAM RD
City	LYNNFIELD
State	MA
Zip	01940-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	1633
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3000
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 NEEDHAM RD, LYNNFIELD, MA 01940-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ANTONETTE M PASCUCCI
Oct 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Oct 18, 2022	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	20231320
Deed Book / Page	41700 / 557
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Aug 7, 2023
Property Address	3 NEEDHAM RD, LYNNFIELD, MA 01940-1614
Document Number	041700-557
Book / Page	41700 / 557
Instrument Date	Aug 7, 2023
Instrument	20230807001320
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 NEEDHAM RD, LYNNFIELD, MA 01940-1614

Mortgage

Document Number	230807001330
Date	Aug 7, 2023
Instrument	230807001330

Lender

Name	ANTONETTE M PASCUCCI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 NEEDHAM RD, LYNNFIELD, MA 01940-1614
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041251-356
Date	Oct 18, 2022
Book Page	41251/356
Instrument	20221018001240

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	853 Months
Due	Nov 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	6.03%
Type Change Date	Dec 1, 2022
Index	Other

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	3 NEEDHAM RD, LYNNFIELD, MA 01940-1614
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041251-369
Date	Oct 18, 2022
Book Page	41251/369
Instrument	20221018001250

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	853 Months
Due	Nov 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	6.03%
Type Change Date	Dec 1, 2022
Index	Other

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,883.00 (+3.44%)	$1,220,000 (+2.94%) Land $766,100 Building $453,900	$1,270,815
2024	$12,455.00 (+4.18%)	$1,185,100 (+12.01%) Land $743,800 Building $441,300
2023	$11,955.00	$1,058,000 Land $658,800 Building $399,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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