3 Naylor St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 3 Naylor St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1952
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$160,700 (Oct 2021)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:R42 L:142`

Property Details

APN / Parcel Number

Primary APN	`BANG M:R42 L:142`
Alternative APN	`930`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	750 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	930
Street Address	3 NAYLOR ST
City	BANGOR
State	ME
Zip	04401-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	142
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3010
Census Tract	31100

Owner

3 Naylor St is owned and occupied by an individual who bought it in October 2021.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3 NAYLOR ST, BANGOR, ME 04401-3319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL
Jan 23, 2019	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Apr 23, 2020 · Amount on File
Deed Document Number	202135761
Deed Book / Page	16237 / 237
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Oct 19, 2021
Property Address	3 NAYLOR ST, BANGOR, ME 04401-3319
Document Number	0162370237
Book / Page	16237 / 237
Instrument Date	Oct 15, 2021
Instrument	35761
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 COLUMBIA ST APT 402, 402, BANGOR, ME 04401-6340

Mortgage

Document Number	0000035762
Date	Oct 19, 2021
Instrument	35762

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Apr 23, 2020
Property Address	3 NAYLOR ST, BANGOR, ME 04401-3319
Document Number	0155030263
Book / Page	15503 / 263
Instrument Date	Apr 22, 2020
Instrument	10952
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CEDAR ST, BANGOR, ME 04401-6066

Mortgage

Document Number	0000010953
Date	Apr 23, 2020
Instrument	10953

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Jan 23, 2019
Property Address	3 NAYLOR ST, BANGOR, ME 04401-3319
Document Number	0150530148
Book / Page	015053 / 000148
Instrument Date	Dec 26, 2018
Instrument	1770
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 SANFORD AVE OLD TOWN ME 044682155, OLD TOWN, ME 04468-2155

Mortgage

Document Number	150530150
Date	Jan 23, 2019
Book Page	015053/000150
Instrument	1771

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Naylor St was $3,112, down 0.2% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 (-0.19%)	$175,800 (+4.58%) Land $17,800 Building $158,000
2024	$3,118.00 (+11.44%)	$168,100 (+15.06%) Land $17,400 Building $150,700	$186,770
2023	$2,798.00 (+8.24%)	$146,100 (+15.31%) Land $16,600 Building $129,500
2022	$2,585.00	$126,700 Land $16,600 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Naylor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Naylor St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Naylor St

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