3 Nautical Way, #B, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 3 Nautical Way, #B, Gray, ME 04039

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,886 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$715,000 (Aug 2025)
Tax Bill	$6,080 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2025 Sale & Mortgage
APN	`GRAY M:058 B:031 L:024-011`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:058 B:031 L:024-011`
Alternative APN	`5038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	5038
Street Address	3 NAUTICAL WAY, B
City	GRAY
State	ME
Zip	04039-8401
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Block	31
Legal Lot Number	24-11
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4008
Census Tract	4702

Owner

3 Nautical Way, #B is owned by two individuals who bought it in August 2025.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 RAINBOW FARM RD, YARMOUTH, ME 04096-8358
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · ARM INFINITY FEDERAL CREDIT UNION
Aug 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CUMBERLAND COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Deed Document Number	202531807
Deed Book / Page	41654 / 154
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	3 NAUTICAL WAY # B, B, GRAY, ME 04039-8401
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397410116
Date	Sep 27, 2022
Book Page	39741/116
Instrument	49203

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2027
Index	1-Year CMT

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Aug 14, 2025
Property Address	3 NAUTICAL WAY # B, B, GRAY, ME 04039-8401
Document Number	0416540154
Book / Page	41654 / 154
Instrument Date	Aug 8, 2025
Instrument	31807
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	129 RAINBOW FARM RD, YARMOUTH, ME 04096-8358

Mortgage

Document Number	0000031808
Date	Aug 14, 2025
Instrument	31808

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3 Nautical Way, #B was $6,080, up 10.6% from the year before.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,080.00 (+10.57%)	$628,100 (+10.8%) Land $80,000 Building $548,100
2024	$5,499.00 (-4.06%)	$566,900 (+50.13%) Land $80,000 Building $486,900
2023	$5,732.00 (+32.5%)	$377,600 (+21.77%) Land $70,000 Building $307,600
2022	$4,326.00	$310,100 Land $70,000 Building $240,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

There have been 7 flood claims near 3 Nautical Way, #B since 1983.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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