3 Nara Ridge Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 3 Nara Ridge Rd, Acton, MA 01720

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,080 sqft · built 2010
Lot Size	0.136 acres (5,937 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (May 2018)
Tax Bill	$13,828 (2025)
Deeds & Mortgages	Feb 2021 Refinance Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C5-58-11`

Property Details

APN / Parcel Number

Primary APN	`C5-58-11`
Alternative APN	`ACTO M:00C5 B:0058 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	4,062 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Lot Area	5,937 sqft (0.136 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C5-58-11
Street Address	3 NARA RIDGE RD
City	ACTON
State	MA
Zip	01720-5884
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NAV
Legal Subdivision	NARA RDG I CONDO
Legal Block	58
Legal Lot Number	11
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2014
Census Tract	363106

Owner

3 Nara Ridge Rd, a condominium, is owned and occupied by an individual who bought it in May 2018.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 NARA RIDGE RD, ACTON, MA 01720-5884
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Feb 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
May 16, 2018	Condominium Deed, Transfer · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	May 10, 2012 · Amount on File
Deed Book / Page	71018 / 265
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 NARA RIDGE RD, ACTON, MA 01720-5884
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076907-83
Date	Feb 8, 2021
Book Page	76907/83
Instrument	28460

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 NARA RIDGE RD, ACTON, MA 01720-5884
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079362-160
Date	Dec 16, 2021
Book Page	79362/160
Instrument	271195

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2038

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 NARA RIDGE RD, ACTON, MA 01720-5884
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74120-223
Date	Feb 12, 2020
Book Page	74120/223
Instrument	21184

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ACTON MA
Recording Date	May 16, 2018
Property Address	3 NARA RIDGE RD, ACTON, MA 01720-5884
Document Number	71018-265
Book / Page	071018 / 000265
Instrument Date	May 7, 2018
Instrument	68848
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 NARA RIDGE RD ACTON MA 017205884, ACTON, MA 01720-5884

Mortgage

Document Number	71018-269
Date	May 16, 2018
Book Page	071018/000269
Instrument	68849

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3 Nara Ridge Rd was $13,828, up 9% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,828.00 (+9%)	$806,300 (+5.95%) Building $806,300	$971,470 (+9.7%)
2024	$12,686.00 (-2.91%)	$761,000 (+2.27%) Building $761,000	$885,590
2023	$13,066.00	$744,100 Building $744,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Nara Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Nara Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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