3 Nancy Dr, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 3 Nancy Dr, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1966
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Dec 1994)
Tax Bill	$5,450 (2025)
Deeds & Mortgages	Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:060A L:E-10`

Property Details

APN / Parcel Number

Primary APN	`M:060A L:E-10`
Alternative APN	`RUTL M:60-A B:E L:10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	2,822 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 NANCY DR
City	RUTLAND
State	MA
Zip	01543-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	E
Legal Lot Number	10
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1000
Census Tract	721104

Owner

3 Nancy Dr is owned and occupied by two individuals who acquired it in December 2024.

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 NANCY DR, RUTLAND, MA 01543-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1994 · Amount on File
Deed Sale	Dec 1, 1994 · Amount on File
Deed Book / Page	16742 / 225
Last Transfer Date	Dec 31, 2024
Transfer Doc	00071515-1
Record Updated	Sep 20, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTLAND MA
Recording Date	Jan 10, 2025
Property Address	3 NANCY DR, RUTLAND, MA 01543-1716
Document Number	00071515-1
Book / Page	71515 / 1
Instrument Date	Dec 31, 2024
Instrument	202500002277
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 NANCY DR, RUTLAND, MA 01543-1716

Mortgage

Document Number	202500002278
Date	Jan 10, 2025
Instrument	202500002278

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3 Nancy Dr was $5,450, up 13.9% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,450.00 (+13.95%)	$382,700 (+18.67%) Land $96,800 Building $285,900	$418,950 (+4.18%)
2024	$4,783.00 (+7.56%)	$322,500 (-0.49%) Land $87,000 Building $235,500	$402,135
2023	$4,447.00	$324,100 Land $82,000 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Nancy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Nancy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLAND WATER DEPARTMENT serves 6,025 people · EPA ID MA2257000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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