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3 N3098, Vernon, AZ 85940 Property Records

Apache County property record for 3 N3098, Vernon, AZ 85940

Property Summary

Property TypeRural Home
Details1,456 sqft · built 1925
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Oct 2018)
Tax Bill$700 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN106-65-019

Property Details

APN / Parcel Number

Primary APN106-65-019
Alternative APN
  • R0011836

Interior

Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1925
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR0011836
Street Address3 N3098
CityVERNON
StateAZ
Zip85940
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUBDIVISION SUN RISE VISTA ESTATES LOT 19 SECTION 9 TOWNSHIP 10N RANGE 24E PT OF LOT 9
Legal Range24E
Legal Township10N
Legal Section09
Legal SubdivisionSUN RISE VISTA ESTATES
Legal Block4
Legal Lot Number19,9
JurisdictionAPACHE AZ
Township / Civil DivisionEAGAR-SPRINGERVILLE
Census Block Group3
Census Block3021
Census Tract970502

Owner

3 N3098, a rural home, is owned by an individual who bought it in October 2018.

Source: Apache County records, as of October 6, 2025

Owner of RecordIndividual Name on File
Mailing Address19 ACR 3095, SHOW LOW, AZ 85901-8830
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Oct 17, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2018 · Amount on File
Deed SaleOct 17, 2018 · Amount on File
Deed Document Number2018-006364
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPACHE AZ
Property Address3 N 3098, VERNON, AZ 85940
Transaction TypeMortgage
Record UpdatedSep 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008743
DateOct 12, 2021
Instrument2021-008743
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPACHE AZ
Recording DateOct 17, 2018
Property Address3 N 3098, VERNON, AZ 85940
Document Number0000006364
Map ReferenceMB07 PG53
Instrument DateOct 8, 2018
Instrument2018-006364
Transaction TypeTransfer
Record UpdatedSep 26, 2022
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 ACR 3095, 19, VERNON, AZ 85940

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 ACR 3095, VERNON, AZ 85940

Mortgage

Document Number0000006365
DateOct 17, 2018
Instrument2018-006365
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3 N3098 was $700, up 6.2% from the year before.

Source: Apache County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyApache County
Elementary School DistrictVernon Elementary District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,316$113,003
2025$700.00 (+6.22%)
2024$659.00 (+7.68%)$5,730$99,293
2023$612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 N3098 in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 N3098 is high, ranking above 88% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 83% of Arizona
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER COMPANY
private · serves 1,564 people · EPA ID AZ0401049
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2019
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fixed Wireless		1,000 / 500
Choice Broadband
Fixed Wireless		400 / 80
Starlink
Satellite		280 / 30

May also be available: Frontier, Verizon.

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