3 N State St, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 3 N State St, Ripley, NY 14775

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,408 sqft · built 1920
Lot Size0.054 acres (2,392 sqft)
OwnerIndividual Name on File
Last Sale$6,850 (Apr 1999)
Tax Bill$1,765 (2026)
Deeds & MortgagesFeb 2024 Mortgage
APN066200 240.12-2-40

Property Details

APN / Parcel Number

Primary APN066200 240.12-2-40
Alternative APNs
  • 62002400120002040000
  • 62100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area800 sqft
2nd Floor Area608 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,392 sqft (0.054 acres)
Lot Dimensions46 ft deep x 52 ft wide
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62100
Street Address3 N STATE ST
CityRIPLEY
StateNY
Zip14775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block2
Legal Lot Number40.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionRIPLEY
Census Block Group1
Census Block1002
Census Tract36600

Owner

3 N State St is owned by an individual who bought it in April 1999.

Source: Chautauqua County and Ripley Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address5772 ELLICOTT RD, 42, BROCTON, NY 14716-9732
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 1999 · Amount on File
Deed SaleApr 19, 1999 · Amount on File
Deed Book / Page2411 / 278
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address3 N STATE ST, RIPLEY, NY 14775
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2024001418
DateFeb 21, 2024
InstrumentMT2024001418
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term397 Months
DueMar 1, 2057

Tax Assessment & Valuation

The 2026 property tax bill for 3 N State St was $1,765 with a disabled person's exemption, down 18.4% from the year before.

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionRipley Town
Unified School DistrictRipley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,765.00 (-18.4%) Disabled Person's exemption
2025$2,163.00$62,000 Land $2,900 Building $59,100$67,400 Land $3,153 Building $64,247
2023$62,000 Land $2,900 Building $59,100$62,000 Land $2,900 Building $59,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 N State St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 N State St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIPLEY WATER DISTRICT
serves 1,600 people · EPA ID NY0600372
Water SourceSurface water
Last State InspectionMay 2024
Lead7 ppb (2024)
action level 15 ppb
Copper2.09 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

Nearby Properties on N State St

Nearby Streets

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