3 N Richfield St, Mohawk, NY 13407 Property Records

Herkimer County and German Flatts Town property record for 3 N Richfield St, Mohawk, NY 13407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,420 sqft · built 1925
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on File
Last Sale	$169,600 (Feb 2026)
Tax Bill	$2,937 (2026)
Deeds & Mortgages	Sep 2020 Refinance Sep 2023 Line of Credit + 8 more
APN	`212803 120.47-2-30`

Property Details

APN / Parcel Number

Primary APN	`212803 120.47-2-30`
Alternative APNs	`280312004700020030000000` `023000870`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	540 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	100 ft deep x 47.5 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	023000870
Street Address	3 N RICHFIELD ST
City	MOHAWK
State	NY
Zip	13407-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	3
Census Block	3012
Census Tract	10501

Owner

3 N Richfield St is owned by an individual who bought it in February 2026.

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	438 PINE BUSH RD, MOHAWK, NY 13407-3537
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE BANK FSB
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Sep 7, 2010	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Mar 24, 2005	Deed of Trust, Mortgage H&R BLOCK MORTGAGE
May 6, 2015	Deed of Trust, Mortgage USA HOUSING & URBAN DEV
Nov 21, 2005	Deed of Trust, Mortgage MORTGAGE AMENITIES
Sep 7, 2010	Deed of Trust, Mortgage JP MORGAN CHASE BANK
Feb 25, 2026	Deed, Transfer HOMEBRIDGE FINANCIAL SERVICES INC
Aug 12, 2020	Deed, Transfer
Nov 6, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on File
Deed Sale	Feb 25, 2026 · Amount on File
Prior Sale	Aug 12, 2020 · Amount on File
Deed Document Number	2026951
Prior Transfer Date	Oct 22, 2019
Prior Transfer Doc	0020195057
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020204286
Date	Sep 30, 2020
Instrument	2020-4286

Lender

Name	PLAZA HOME MORTGAGE BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20234221
Date	Sep 15, 2023
Instrument	RP2023-4221

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001369/0000000071
Date	Sep 7, 2010
Book Page	0000001369/0000000071
Instrument	0000016064

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001091/0000000295
Date	Mar 24, 2005
Book Page	0000001091/0000000295
Instrument	2005-0011554

Lender

Name	H&R BLOCK MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001564/0000000374
Date	May 6, 2015
Book Page	0000001564/0000000374
Instrument	0500191371

Lender

Name	USA HOUSING & URBAN DEV

Agreement

Amount	Amount on Record

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001132/0000000551
Date	Nov 21, 2005
Book Page	0000001132/0000000551
Instrument	2005-0012210

Lender

Name	MORTGAGE AMENITIES
Type	Mortgage Company

Agreement

Amount	Amount on Record

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001369/0000000071
Date	Sep 7, 2010
Book Page	0000001369/0000000071
Instrument	2010-0016064

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Feb 25, 2026
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Document Number	0RP2026951
Instrument Date	Feb 19, 2026
Instrument	RP2026-951
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PINE BUSH RD, MOHAWK, NY 13407-3537

Mortgage

Document Number	0RP2026952
Date	Feb 25, 2026
Instrument	RP2026-952

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Aug 12, 2020
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Document Number	0020203291
Instrument Date	Dec 20, 2019
Instrument	2020-3291
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CATHERINE ST, MOHAWK, NY 13407-1205

November 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	HERKIMER NY
Recording Date	Nov 6, 2019
Property Address	3 N RICHFIELD ST, MOHAWK, NY 13407-1008
Document Number	0020195057
Instrument Date	Oct 22, 2019
Instrument	2019-5057
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2026 property tax bill for 3 N Richfield St was $2,937, up 3.5% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Mohawk Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,937.00 (+3.49%)
2025	$2,838.00 (+0.39%)	$47,100 (-) Land $5,600 Building $41,500	$88,202 (-) Land $10,487 Building $77,715
2024	$2,827.00	$47,100 (-) Land $5,600 Building $41,500	$88,202 (+3%) Land $10,487 Building $77,715
2023		$47,100 (-) Land $5,600 Building $41,500	$85,636 (+16.36%) Land $10,182 Building $75,454
2022		$47,100 Land $5,600 Building $41,500	$73,594 Land $8,750 Building $64,844
2020	$2,648.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3 N Richfield St; there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	25 (1979–2013)
Claims Outside the SFHA	24 of 25
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 16 claims Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 N Richfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOHAWK (V) WATER WORKS serves 2,985 people · EPA ID NY2102310
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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