3 N Rdg, Armonk, NY 10504 Property Records

Westchester County and North Castle Town property record for 3 N Rdg, Armonk, NY 10504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,222 sqft · built 1956
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,845,000 (Apr 2007)
Tax Bill	$36,508 (2026)
Deeds & Mortgages	Mar 2022 Refinance Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`553800 101.02-3-44`

Property Details

APN / Parcel Number

Primary APN	`553800 101.02-3-44`
Alternative APNs	`55380000104 0010 334` `R1A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	3,222 sqft Living Area
1st Floor Area	3,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1A
Street Address	3 NORTH RDG
City	ARMONK
State	NY
Zip	10504-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	3
Legal Lot Number	44.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NORTH CASTLE
Census Block Group	1
Census Block	1005
Census Tract	12304

Owner

Source: Westchester County and North Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 NORTH RDG, ARMONK, NY 10504-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2007 · Amount on Record
Deed Sale	Apr 25, 2007 · Amount on Record
Deed Document Number	2007471020494
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 NORTH RDG, ARMONK, NY 10504-2239
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NORTH RDG, ARMONK, NY 10504-2239

Mortgage

Document Number	0620543683
Date	Mar 22, 2022
Instrument	620543683

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 NORTH RDG, ARMONK, NY 10504-2239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0570793298
Date	Mar 20, 2017
Instrument	570793298

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Mar 8, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	North Castle Town
Unified School District	Byram Hills Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$36,508.00 (-26.42%)
2025	$49,618.00	$31,400 (-) Land $3,000 Building $28,400	$1,938,271 (+11.11%) Land $185,185 Building $1,753,086
2024		$31,400 (-) Land $3,000 Building $28,400	$1,744,445 (-8.33%) Land $166,667 Building $1,577,778
2023		$31,400 Land $3,000 Building $28,400	$1,903,030 Land $181,818 Building $1,721,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1978–2020)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CASTLE WATER DISTRICT #2 serves 1,200 people · EPA ID NY5903446
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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