St. Clair County property record for 3 N Main St, Yale, MI 48097
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,522 sqft · built 1950 |
| Lot Size | 0.662 acres (28,837 sqft) |
| Owner | Company Name on File |
| Tax Bill | $14,415 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-120-0010-000 |
| Primary APN | 74-08-120-0010-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,522 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 28,837 sqft (0.662 acres) |
| Lot Dimensions | 132 ft deep x 218 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3 N MAIN ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2836 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOTS 1 & 9 & N 53.5' OF LOT 10 BLK 12 SARAH P BETTES ADD TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | SARAH P BETTES ADD |
| Legal Block | 12 |
| Legal Lot Number | 1,9-10 |
| Legal Unit | 1,10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 655100 |
3 N Main St, a commercial property, is owned by a company.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 250, LAPEER, MI 48446-0250 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3 N Main St was $14,415, up 3.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,600 (+3.08%) | $635,200 | |
| 2025 | $14,415.00 (+3.78%) | $308,100 | |
| 2024 | $13,890.00 | $616,200 | |
| 2023 | $280,400 | ||
| 2022 | $12,740.00 | $560,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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