3 N Main St, Roachdale, IN 46172 Property Records

Putnam County property record for 3 N Main St, Roachdale, IN 46172

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,155 sqft · built 1960
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$194,500 (Jun 2022)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67-02-01-404-101.000-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-01-404-101.000-006`
Alternative APNs	`00350199000` `00000001900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,155 sqft Living Area
1st Floor Area	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000001900
Street Address	3 N MAIN ST
City	ROACHDALE
State	IN
Zip	46172-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	GRANTHAM'S 2ND LOT 1 & PT LOT 2 BLK D
Legal Subdivision	FRANCIS M GHORMLEYS ADDITION
Legal Block	D
Legal Lot Number	1,2
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2032
Census Tract	956000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roachdale Historic District listed 2020 · 135 contributing resources · NRIS 100003187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 195, ROACHDALE, IN 46172-0195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK & TRUST CO
Jun 21, 2022	Personal Representative Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	20223475
Transfer Doc	0000003475
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	3 N MAIN ST, ROACHDALE, IN 46172-9025
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004868
Date	Oct 28, 2025
Instrument	2025004868

Lender

Name	TRI COUNTY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2035

Interest

Rate Type	Adjustable Rate

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PUTNAM IN
Recording Date	Jun 21, 2022
Property Address	3 N MAIN ST, ROACHDALE, IN 46172-9025
Document Number	0000003475
Map Reference	PB4 PG64
Instrument Date	Jun 17, 2022
Instrument	2022003475
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 195, ROACHDALE, IN 46172-0195

Mortgage

Document Number	0000003476
Date	Jun 21, 2022
Instrument	2022003476

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Municipality	Roachdale Town
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00 (+2.28%) Homeowner's exemption	$144,200 (+23.25%) Land $12,900 Building $131,300	$144,200 (+23.25%) Land $12,900 Building $131,300
2024	$1,141.00 (+149.13%)
2023		$117,000 (+49.04%) Land $11,200 Building $105,800	$117,000 (+49.04%) Land $11,200 Building $105,800
2022	$458.00	$78,500 Land $11,200 Building $67,300	$78,500 Land $11,200 Building $67,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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