3 N Main St, Alta, IA 51002 Property Records

Buena Vista County property record for 3 N Main St, Alta, IA 51002

Property Summary

Property Type	Restaurant
Details	2,905 sqft · built 1911
Lot Size	0.174 acres (7,587 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Sep 2026)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-128-011`

Property Details

APN / Parcel Number

Primary APN	`09-26-128-011`

Interior

Stories	1 Story
Building Area	2,905 sqft Gross Area
1st Floor Area	1,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,587 sqft (0.174 acres)
Porch	Slab
Deck Area	1 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3 N MAIN ST
City	ALTA
State	IA
Zip	51002-1128
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	26-91-38 ALTA CORP. IRR PAR 95' X 60' IN NW 1/4 N OF BLK 1 & IRR PAR 29.14' X 34.11'
Legal Range	38W
Legal Township	91N
Legal Section	26
Legal Block	1
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2016
Census Tract	960600

Owner

3 N Main St, a commercial property, is owned by an individual who bought it in September 2026.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	511 HARRISON ST, LAKE VIEW, IA 51450-7743
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2021	Contract Sale, Transfer · Seller Carry-Back KEVIN HAMMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	20262120
Prior Transfer Date	Jan 19, 2012
Prior Transfer Doc	0000000226
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Sep 4, 2026
Property Address	3 N MAIN ST, ALTA, IA 51002-1128
Document Number	0000002120
Instrument Date	Sep 4, 2026
Instrument	20262120
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HARRISON ST, LAKE VIEW, IA 51450-7743
Investor	Possibly a Property Investor

October 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 1, 2021
Property Address	3 N MAIN ST, ALTA, IA 51002-1128
Document Number	0000213076
Instrument Date	Oct 1, 2021
Instrument	213076
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 W 8TH ST, ALTA, IA 51002-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1826 ESTHER AVE, SCHALLER, IA 51053-7428

Mortgage

Document Number	0000213076
Date	Oct 1, 2021
Instrument	213076

Lender

Name	KEVIN HAMMER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 N Main St was $1,946, down 0.2% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,400 (-0.78%) Land $15,200 Building $115,200	$130,400 (-0.78%) Land $15,200 Building $115,200
2025	$1,946.00 (-0.21%)	$131,420 Land $16,990 Building $114,430	$131,420 Land $16,990 Building $114,430
2024	$1,950.00
2023		$122,940 Land $16,990 Building $105,950	$122,940 Land $16,990 Building $105,950
2022	$1,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Northwest Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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